how to lose weight fast without exercising

Many people who want to lose weight will ask themselves the question do I need to exercise to lose weight? This is a common question and the answer to that is relatively simple. Losing weight requires a combination of factors and exercise is one of them. It is crucial

A Doctor from the South Beach area of Florida has designed, developed and successfully used a diet that the average person can use and have quick results. His name is Arthur Agatston, M.D.
The program is called the South Beach Diet and and millions of

First of you must know that you did gain all of those weight because of the foods you eat. Not only that but how and when you eat your food. The first thing that you need to do is overhaul your meal plans. Create a meal plan of your own if you don't have one. You must eliminate all of the unhealthy foods that you eat, especially foods that are rich on fats and oil. Include fruits and vegetables in your meals. These are very rich in vitamins and minerals that the body needs. It is also a great source of fiber. Most important of all that you don't ever skip a meal. When you miss a meal your body goes to what they call a "starvation mode". When the body experience hunger, it will make you rebound or eat more in your next meal then instead of using the food as energy it will store the food turning it into fats. Keep your stomach guessing on when is the next meal by eating more often during the day. That doesn't mean you have to eat more. What I'm trying to say is that you should have at least 2 or 3 small snacks besides your 3 regular meals.

Nothing works on How to Lose Weight Fast more than doing a regular exercise. Most people expect that you have to go to the gym when you do some exercise. There are many ways that you could do some exercise without spending money how to lose weight fast by going into a gym. If you have a treadmill at home you could use it and start running for at least 30minutes a day. If you don't have a treadmill then you could run on the park. It is more effective if you could have your exercise before eating your breakfast. Weight lifting could not only make your muscles work but is a great way to increase your metabolism rate.

Bungie.net : Bungie Weekly Update: 09/03/2010 : 9/3/2010 2:28 PM PDT

Career Opportunities; News & Media; Top News � Comm Chatter � Video Archives � Bungie Podcast; Non Facete Nobis; The History of Bungie � Meet the Team � Trademarks � Publications � Webcams � Bungie Store. Electronic Add-Ons; Bungie Pro ...

Vaccines for the 2010-2011 Influenza Season Approved by FDA | <b>News</b> <b>...</b>

The FDA announced hat it has approved vaccines for the 2010-2011 influenza season in the United States. Seasonal influenza vaccine protects against three.

Small Business <b>News</b>: The Competitive Edge

Small business is not for the faint of heart. And, while we're on the subject, it's not for those who want a predictable existence where everything stays the.

CiOzes

how to lose weight fast teenager

along with proper diet and nutrition. With no exercise your body cannot increase its calorie burning capability. If you are only incorporating part of an overall plan to achieve your weight loss goals then you are short changing yourself. You can achieve your weight loss goals easier when you include exercise into your plan. How to lose weight fast with diet and exercise is discussed here.
how to lose weight fast
Proper diet and nutrition is part of the overall system to lose weight. Your body needs fuel to function. You have to supply it with the appropriate nutrients throughout the day. This is how your body will get the enery it needs to get you through the days activities.Your body will require a certain number of calories simply to function normally. This is called your resting metabolic rate. Consuming an ample number of calories to reach your resting metabolic rate in the end will help you efficiently burn calories

have two or three snacks in between meals. There is no measuring portion sizes or counting calories with the plan.Your meals are normal size , enough to satisfy your hunger.
Phase one is the strictest part of the diet. After phase one you should notice a weight loss of some 8 to 12 pounds from where you started.
After initial two weeks on the program those cravings for the sugars and bad carbs will be gone and by just modifying what you eat you will continue to lose weight.
Upon entering phase two of the diet you can start

First of you must know that you did gain all of those weight because of the foods you eat. Not only that but how and when you eat your food. The first thing that you need to do is overhaul your meal plans. Create a meal plan of your own if you don't have one. You must eliminate all of the unhealthy foods that you eat, especially foods that are rich on fats and oil. Include fruits and vegetables in your meals. These are very rich in vitamins and minerals that the body needs. It is also a great source of fiber. Most important of all that you don't ever skip a meal. When you miss a meal your body goes to what they call a "starvation mode". When the body experience hunger, it will make you rebound or eat more in your next meal then instead of using the food as energy it will store the food turning it into fats. Keep your stomach guessing on when is the next meal by eating more often during the day. That doesn't mean you have to eat more. What I'm trying to say is that you should have at least 2 or 3 small snacks besides your 3 regular meals.

Nothing works on How to Lose Weight Fast more than doing a regular exercise. Most people expect that you have to go to the gym when you do some exercise. There are many ways that you could do some exercise without spending money how to lose weight fast by going into a gym. If you have a treadmill at home you could use it and start running for at least 30minutes a day. If you don't have a treadmill then you could run on the park. It is more effective if you could have your exercise before eating your breakfast. Weight lifting could not only make your muscles work but is a great way to increase your metabolism rate.

ABC <b>News</b> chief David Westin leaves, &#39;Steven Seagal: Lawman <b>...</b>

With Seagal no longer facing a sexual-harassment suit, A&E is putting “Lawman” back on the air.

ABC <b>News</b> Chief David Westin Resigns

David Westin is resigning from his position as president of ABC News, which he's held since 1997, apparently because of a "long-running conflict... over the financial standing of the news division." Of course!

Head of ABC <b>News</b> will resign post | EW.com

ABC News President David Westin will resign his post after 13 years of service. He sent an email to staffers Monday that said while “we've put in...

how to lose weight fast healthy

along with proper diet and nutrition. With no exercise your body cannot increase its calorie burning capability. If you are only incorporating part of an overall plan to achieve your weight loss goals then you are short changing yourself. You can achieve your weight loss goals easier when you include exercise into your plan. How to lose weight fast with diet and exercise is discussed here.
how to lose weight fast
Proper diet and nutrition is part of the overall system to lose weight. Your body needs fuel to function. You have to supply it with the appropriate nutrients throughout the day. This is how your body will get the enery it needs to get you through the days activities.Your body will require a certain number of calories simply to function normally. This is called your resting metabolic rate. Consuming an ample number of calories to reach your resting metabolic rate in the end will help you efficiently burn calories

people have successfully used the diet because it is so easy and it is designed by a doctor.
You start the program by filling out a profile of age, gender, weight height and target weight. Once completed you will receive a complete diet profile.
Once you receive your diet profile you enter the first of the three phases of the program. Phase one last for two weeks. This is where you get rid of all your cravings by eliminating most starches, sugars, alcohol or fruits. This is to stabilize your blood work.
You can have lean meat, chicken,turkey,fish and shellfish. Eat lots of vegetables, eggs ,low fat cheese and certain types of nuts.
If you can make through the first two or three days of phase one you will be amazed how easy it is after that.
You will eat three times a day and

First of you must know that you did gain all of those weight because of the foods you eat. Not only that but how and when you eat your food. The first thing that you need to do is overhaul your meal plans. Create a meal plan of your own if you don't have one. You must eliminate all of the unhealthy foods that you eat, especially foods that are rich on fats and oil. Include fruits and vegetables in your meals. These are very rich in vitamins and minerals that the body needs. It is also a great source of fiber. Most important of all that you don't ever skip a meal. When you miss a meal your body goes to what they call a "starvation mode". When the body experience hunger, it will make you rebound or eat more in your next meal then instead of using the food as energy it will store the food turning it into fats. Keep your stomach guessing on when is the next meal by eating more often during the day. That doesn't mean you have to eat more. What I'm trying to say is that you should have at least 2 or 3 small snacks besides your 3 regular meals.

Nothing works on How to Lose Weight Fast more than doing a regular exercise. Most people expect that you have to go to the gym when you do some exercise. There are many ways that you could do some exercise without spending money how to lose weight fast by going into a gym. If you have a treadmill at home you could use it and start running for at least 30minutes a day. If you don't have a treadmill then you could run on the park. It is more effective if you could have your exercise before eating your breakfast. Weight lifting could not only make your muscles work but is a great way to increase your metabolism rate.

&#39;SNL&#39; <b>News</b>: Jay Pharoah Eyed As FOURTH New Cast Member (VIDEO)

Since news came last week that Will Forte would be leaving 'Saturday Night Live,' three people have already been confirmed as new cast members, and now we might have a fourth newcomer. The Comic's Comic has the exclusive news that Lorne ...

Small Business <b>News</b>: A Startup Guide

So you've decided to start a small business. Great! Small Business Trends was created for people just like you to bring you the resources and information needed.

99-cent iTunes TV rentals hinging on <b>News</b> Corp.? | iLounge <b>News</b>

iLounge news discussing the 99-cent iTunes TV rentals hinging on News Corp.?. Find more iTunes news from leading independent iPod, iPhone, and iPad site.

foreclosure search

Down With Tyranny uncovers the photo above, and lays out what’s new in the David Rivera alleged domestic abuse scandal. The photo, by the way, shows Rivera with the alleged victim’s mom. Drip, drip …

From the DWT blog:

There’s growing chatter in Miami political circles these days that one of its most influential and controversial politicians is about to fall from grace. Reliable sources tell me that several major South Florida media outlets will soon be reporting that Miami GOP Chair and candidate for Congress, David Rivera, has a repeat domestic violence record dating back to 1994 and was caught lying about it to the press, something first reported here at DWT early last month.

This story’s impeding breakthrough into the mainstream media is sure to cause trouble for conservative rising star Marco Rubio. David Rivera is a self proclaimed “disciple” of Marco Rubio and served as his protégé and strong arm in the Florida Legislature. The two Florida politicians own a house together that went into foreclosure last month. Rubio headlined a fundraiser for Rivera last month in Washington DC and the two have traveled to Las Vegas and Los Angeles together for fundraisers.

Rubio, the bright shiny object of both the Tea Party and FOX News, embarrassed by the Sharron Angles, Ken Bucks and Rand Pauls, will be placed in an awkward spot when it is made public that his best friend has been accused of Domestic Violence and furthermore that he has put forward the absurd excuse that it is merely a case of mistaken identity.

There’s plenty more, including details and timeline, at DWT. Most potentially damning:

A firsthand source told me that the NRCC asked Rivera of his domestic violence past in April, and he told them it’s a case of mistaken identity. Both the Miami New Times and the Miami Herald have also asked Rivera about his domestic violence record and he denies even knowing the woman, Jenia Dorticos. Given Rivera’s history of being caught red-handed lying to reportersabout the company he keeps (and just about everything), I dug a little deeper and here’s what I discovered.

• David Rivera the Republican politician is the only David M. Rivera that ever comes up when you conduct a public records search on the Miami Dade County public records website where you can find his mortgage deed, etc.

• Several of the victim Jenia Dorticos’ friends have refuted Rivera’s claim that he doesn’t know her and say the two dated in the 1990′s.

• Rivera is photographed with Dorticos’ mother at a fundraiser in April headlined by Scarface star Steven Bauer (“Manolo”). (above)

• Rivera has been dodging reporters now for 14 days and has kicked them out of recent Republican events and offices.

• Marco Rubio (again, Rivera’s closest friend) and David Rivera’s attorneys have been intimidating and threatening South Florida media outlets with a $10 million law suit if they report this story. Of course, if Rivera’s legal team wanted to, they could demand an injunction, but that would then force the state attorney’s office and Rivera to turn over all evidence related to this case in court.

Again, drip drip …

I think that if you trace HAMP to the source you will find this was an invention of the bureaucrats at the Treasury who fooled both the public (and probably Obama, perhaps the new Secretary) and even the banksters. If you read the implementing instructions it becomes clear this is a maze that few can find an ‘approved’ entry to or exit from. Just the ‘dictionary’ was 136 lines with 10 cells on an Excel spreadsheet (190kb). I was looking at the fifth revision.

HAMP did forestall a few foreclosures, but it took jumping through hoops. Only a small sum went to the service folks and the rules were changed quarterly. On the banks side they wanted it to work as it could put off the loss while it was in HAMP. It was badly implemented because it was like that pea and shell game. I got a headache reading through all the ‘rules’ and categories and realized this lacked a hard and fast rule. It was ‘optional’ for the bank and the borrower.

It is fair to blame the banksters for most of the failure, but the Treasury was most at fault and those folks who created it are the crats who are not swept away with a changed administration. These critters do either retire or seek jobs with those who must figure out the rules.

I’m giving Obama and maybe even Timothy a pass on this one.. they had a lot on the plate and let the crats do the chores. Congress is who I’ll blame.. they should have never raised the lending limits that Fannie and Freddie could provide as that’s what sent this bubble aloft. People have to have jobs that pay enough to pay these loans. They did not and even as we see from this tale.. people have tried and can’t due to a host of issues.. but folks… a $2,600@ payment is only part of home ownership. You need a net income of $10,000@ month to service such a debt. Clearly a lot of folks were to blame.

‘Wanting’ this house is not planning so as to afford it. People acted imprudently and now we’re ALL going to pay and pay and pay. The lawyers and banksters never pay, which is why they need to be REGULATED. That is worth getting angry over. Home ownership was never (after maintenance, taxes and insurance) going to appreciate more than 1-2% a year.. if you maintain and update. The whole idea of buying houses that will eat your income to the extent these folks have was NUTS.

Yes it was also a stall tactic, but that’s not a bad thing given the mess we’re all in. Congress are who we need to rail on. Fannie and Freddy need to go away. Local banking isolated from the ‘products’ is what we need back. They worked and worked with the borrower. Today the investors are detached and suckers too.

make money from home jobs

personal finance

• Daily Dispatch: Navteq works to humanize GPS directions; Skyfire: flash capable iPhone browser submitted to Apple for approval
  
  



• Q&A: Are liquid calcium supplements better?
  
  



• Daily electronics deals
  
  



• Labor Day deals without the legwork
  
  



• Recycle your old rechargeable batteries
  
  



• Apple revamped iPods, iTunes, and more
  
  



• Bad eggs: 10 ways to cut your salmonella risk
  
  



• New Whirlpool plant cooks up some jobs in Tennessee
  
  



• Hurricane Earl: Keep yourself and your food safe
  
  



• Should you buy an all-new car or a proven carry-over car?
  
  

BillFloat Pays Your Bills When You Can't

If money's tight and you need a little extra time to cover a bill, service BillFloat can take care of it for you and you can pay them back later.

After entering the company you need to pay, you give BillFloat the amount of the bill and your account number. It'll let you know how many days it'll float the bill (a maximum of 30) and how much you'll owe BillFloat—which is generally $5, but decreases with the number of bills you pay. BillFloat will collect a little more information about you, like how you're going to pay them back, and then you'll be all set. Just make sure you'll have the money in a month, since BillFloat won't float its own bills.

how to lose weight fast blog

Some Good <b>News</b> | Talking Points Memo

Over the weekend we brought you the news of the apparent arson attack at the construction site of the future Islamic Center of Murfreesboro, in Murfreesboro, Tennessee. The day after the incident, members of the congregation's board ...

Bad <b>News</b>, Religious People: Stephen Hawking Says God Didn&#39;t Create <b>...</b>

Bad News, Religious People: Stephen Hawking Says God Didn't Create the Universe; Daily Intel Employees From the Company Whose Oil Rig Just Exploded Spent Yesterday Protesting Restrictions on Offshore Drilling; Daily Intel ...

How Murdoch&#39;s <b>News</b> Of The World Hacked The Royals&#39; Voice-Mail

The palace was in an uproar, especially when it suspected that the two men were also listening to the voice mail of Prince William, the second in line to the throne. The eavesdropping could not have gone higher inside the royal family, ...

I want to rn About Effective Ways to Make Money From Home eBook ptjut

your garage does not mean that you can afford to skip the necessary steps for building a business.
Indeed, no matter what kind of business you intend to work on, you must be aware of the following:
1.- First, you need to know what are the ingredients that are necessary to make any particular business model work.
2.- Second, you need to commit yourself to learning the different skills involved in developing and running your business.
3.- Third, you need to draft a business
One of the most exciting ways to earn income is from home and the good news is that as technology advances so do number of opportunities to earn good money from home. Perhaps the best way to make money from home is through some kind of internet based business. It is important to think creatively and come up with new ideas as this will set you and your website apart and give you the competitive edge necessary to succeed online long term.
offer affiliate commission

Article source:
ccnqdkj

How Murdoch&#39;s <b>News</b> Of The World Hacked The Royals&#39; Voice-Mail

The palace was in an uproar, especially when it suspected that the two men were also listening to the voice mail of Prince William, the second in line to the throne. The eavesdropping could not have gone higher inside the royal family, ...

Obsidian Wings: <b>News</b> &amp; Notes

by Eric Martin 1. I have, at last, succumbed to the world of Twitter - because, yeah, blog posts are too long and detailed for the modern man. That, and apparently, I don't waste enough time with Facebook, email and...

Fox <b>News</b> Military Analyst Comes Out As Birther

August's slow-news period would have seemed to me to be a prime period for some sort of Birther flare-up, but just past the deadline comes the news that Lieutenant General Thomas McInerney has signed an affidavit in support of Lt. Col.

chance to burn off and will remain as fat.
Loosing weight fast is possible, it just takes determination and belief. Go on, give it a try it can be done and you will feel better and healthier for the effort.
here are a lot of people who would give a lot to increase their metabolism. Having a high level of metabolism enables one to burn fat and lose weight fast with the least amount of exertion. Metabolism is the rate by which the body produces and consumes energy and calories to support life.
There are several factors that affect the metabolism of a person, such as the amount of muscle tissue, the frequency of the meals one consumes, genetics, the digestive system, stress levels, personal diet, and activity levels. Metabolism slows down due to the following: loss of muscle because of not enough physical activity, the tendency of the body to cannibalize its own tissue because there is not enough food energy to sustain it, and the decrease of physical activity that comes naturally with old age.
Here are several ways to fire up one's metabolism:
1. Build up on lean, mean body mass. It is only natural that metabolism decreases along with age, but it is possible to counter the effects. The amount of muscle a person has is a very strong determinant in the ability to burn calories and shed


way to stay motivated and determined to see this through. For this, the ideal diet would be a more flexible one, like the Mayo Clinic Plan, which puts more emphasis on eating healthy choices ? like having your fill of unlimited fruits and veggies ? than eliminating unhealthy ones. This plan lowers cholesterol levels and blood pressure, and cuts down the risk for heart, disease, diabetes, and some forms of cancer.
Diet Plan # 2: Just Say No.
If you get sidetracked and find yourself indulging a wee bit more than usual (read: cheating), do not abandon your quick weight loss diet plan altogether, simply because you feel


lntmn

How Murdoch&#39;s <b>News</b> Of The World Hacked The Royals&#39; Voice-Mail

The palace was in an uproar, especially when it suspected that the two men were also listening to the voice mail of Prince William, the second in line to the throne. The eavesdropping could not have gone higher inside the royal family, ...

Obsidian Wings: <b>News</b> &amp; Notes

by Eric Martin 1. I have, at last, succumbed to the world of Twitter - because, yeah, blog posts are too long and detailed for the modern man. That, and apparently, I don't waste enough time with Facebook, email and...

Fox <b>News</b> Military Analyst Comes Out As Birther

August's slow-news period would have seemed to me to be a prime period for some sort of Birther flare-up, but just past the deadline comes the news that Lieutenant General Thomas McInerney has signed an affidavit in support of Lt. Col.

personal finances help

I am a 25 year old college student (school, job + savings, back to school… long story) and boy do I wish I knew about all the resources available to me back then. Good for you for starting early!

Lucky for me I have 1 parent (divorced) who is so bad with money that I have been scared into financial responsibility from a young age. Was I perfect? Hahaha.. but I am doing better than 95% of my friends are right now so I guess I am doing something right?

Here is my advice:

1. GET A JOB! - 2 shifts a week is all it takes. I have friends who just graduated from college without ever having a job. Result? No work experience so nowhere will hire them. Some had problems even getting an internship! Try for customer service jobs. Employers value people skills more than flipping burgers.

2. BUDGET! - Cant teach an old dog new tricks so it is best to start young. Add up your monthly expenses such as rent/insurance/cell/gas/etc and divide by 2 or 4 (depending on weekly/bi-weekly payday). Put this money in savings and no touchy! Once you can live on that budget a certain % for an emergency fund and then % for savings. The rest is your “fun” money. As others have said: pizza, ipods, and clothes are “fun money” and NOT emergencies!

3. DEBIT, CREDIT, or CASH?

DEBIT- I am a die hard debit card user. My credit union has detailed (free) online banking. I check my online bank statement in the morning and at night and go over my spending. Think of it as an instant virtual slap in the face about your spending habits. It hurts for the best.

CASH - Some people just cant be responsible enough to respect the plastic and do better with cash. Try and keep bigger bills on you. Breaking a $5 is less mentally painful than breaking a $20. $1s are dangerous. That can of coke is “only $1″. $7 a week, $30 a month. It adds up.

CREDIT - Many say don’t get a credit card, but I disagree. If you are responsible college is a great time to build credit (unless you have some serious control issues… if that is the case, these are not the droids you are looking for…). Not building credit early is the BIGGEST regret I have. Good credit means better rates when buying a house or a car. Do your research first. Consider a student, or if you have to a secured card.

More about credit-

*Do NOT apply for a credit card on campus. It is like selling your soul for a candy bar. Every time you apply for a credit card they run a credit check, which “pings” you. Too many pings hurts your credit score. Not good. Friend did that at every kiosk that offered something free to sign up when she was 20. This was 7 years ago and her credit is still recovering! The same is true for store credit cards. Do.Not.WANT!

*Pick a required expense, such as gas or cell phone bill and put it on the credit card. Pay off the card at the end of each month. Repeat.

*Do NOT use your credit card to buy “fun money” purchases. No clothes, no ipods, no pizza. This is why you have your debit card of cash. Don’t even think about it mr.!

4. EATING/DRINKING - This is going to be the weird random one from one young person to another.(Part of this only applies to you on/after your 21st birthday!) The young person’s life revolves around being social. For a 20 something this normally involves dinner and/or drinks with friends. It is expensive! So much money can be saved if you plan ahead!

*Eating - Going out to eat is a much needed social experience but NEVER go out to eat starving! Just like you don’t go shopping when you are hungry you never want to experience the whole “eyes bigger than stomach” thing while dining out. Have a snack an hour or so before you meet friends for dinner. This will help you avoid ordering that $8 appetizer! Also, try and order things that reheat or are good cold. LEFTOVERS! Also, water is free. It is good for you! Coke is $3. Go buy yourself a 12 pack and have one when you get home.

*Drinking - Most 20 somethings drink. It is a very expensive part of our lives. It is a social event to help us forget about school and work. We like bars. Unfortunately $5 for a beer is highway robbery! NEVER go to a bar completely sober (when you are 21+ & no drinky + drivey!). Have a drink or 2 at home and then have a beer at the bar. You will save TONS. Also, bring cash to a bar. Only bring as much cash as your sober self would like to spend. Alcohol impairs judgment. Sober you will thank drunk you for not spending. Drunk you will thank sober you for being smart enough to make sure you can afford the advil to take care of that hangover the next day. It is a win win.

Put all that saved food and drink money towards something that will last.

5. BOOKS - Buy used whenever possible. Check online first because campus stores are normally a ripoff. Try and sell the books back online, even if they have released a new edition. Most student book stores on campus will only give you 1/2 of what someone online will be willing to give you!

6. CARS - Buy used and reliable, but not “cheap”. New cars lose tons of value when you drive them off the lot. Don’t buy a “cheap” used car on it’s last leg. Think Goldilocks - not too new, not too old, juuusssttt right! Save up as much money as possible. Pay for it in cash if you can. If not, save up at least 2/3 before purchasing and do your homework!

And whatever you do: AVOID parking tickets, speeding tickets, registration fines.. may as well light the money on fire! Or if you do not want it I will give it a nice home and save you the trouble.

Solopreneurs often feel that they don't need a business plan, especially if they're not looking for financing.  Is this true? When do you need a plan? How complex does it have to be?

To help unravel the solo business plan mystery and the "how to" of it all, I turned to small business consultant, Doug Dolan. Here's what Doug has to say:

One of the top five questions I get from solopreneurs is, “Do I need a business plan?” My answer is always, yes. However, this doesn’t mean you need a formal plan. The detail, complexity and length of your plan will vary depending on these key factors:

1. The complexity of your business
2. The amount and source of your funding
3. The severity of the damages you will incur if your business fails

Business plans run the spectrum from a one-page outline or mini-plan to a 30-page formal business plan.

For example, if you wish to start an internet-based business using a meager portion of your savings to bring in some secondary, passive income through affiliate sales while working your day job, you can get started right away with a basic outline or mini-plan.

However, if you are passionate about designing a patentable, reverse osmosis water filtration system requiring a $500,000 investment (a combination of mortgaging your house, cashing out the kids’ college funds, and outside investment), a formal plan is necessary.

What is a mini-plan?
A mini-plan will range in size from one to 10 pages (whereas a formal plan may often span from 18 – 30 pages). So what’s in a mini-plan? At minimum, you need to have the following:

• Your UVP
• A definition of your prime prospect
• A list of your prime competitors
• The products / services you will offer
• Finances needed to reach profitability
• How you will utilize those funds
• Legal structure and other necessary licenses, permits and certifications
• A marketing plan (from ads, to social media, joint venture partners, etc….)
• Goals

What is a formal business plan?
If you do a search online for a “business plan template”, you will find a few different versions. So which do you use? Here are the sections an investor will want to see:

• Executive Summary
• Company Analysis
• Industry Analysis
• Customer Analysis
• Competitive Analysis
• Marketing Plan
• Operations Plan
• Management Bio(s)
• Financial Plans
• Appendix

What if you find yourself stuck (or simply fed-up with the process), where can you get help? You have a couple of options:

1. Do a search online for “free business plan templates”.
2. Buy a software package and fill out a template.
3. Seek out a SCORE or SBDC counselor to give you some free advice.
4. Hire a consultant (like me) to help you develop your plan and / or review and edit a final draft.
5. Hire a consultant or company to draft your plan from scratch.

Here are pluses and minuses with each of these scenarios.

Templates and software packages are simply tools. They don’t fill it out for you. Moreover, most of these options focus solely on the formal plan structure.

Seeking out a SCORE or SBDC counselor offers you a no-cost alternative, however, they will typically only help with reviewing a final plan … and often only a formal plan.

Hiring a consultant for a coaching or a review will cost you some of your start-up funds, however, you will receive more active, personal attention.

As for hiring a consultant to create a business plan for you, typically, this will cost you the most. While this will free up your time for other start-up activities, you will miss an excellent opportunity to get to know your business and your market. It is through market research and developing your plan where you gain the most insight. If you need to pitch investors, you had better know your plan forwards and backwards.

When creating a plan, let me stress a couple of key points.

1. Create a plan.
Don’t get started without a plan. It is your roadmap taking you from an idea to success. How long do you want that road to be? If you set up shop and start without a plan, chances are high, you will have to pull over along the way and ask for directions. Getting lost and asking for directions after the fact will cost you time and money.

2. If it doesn’t add up, take two steps back.
While doing additional research to complete your plan, you may find data that suggests your idea won’t make money. Don’t dismiss the negative information and only look for data that supports your idea. It is better at this point to go back to review and alter your idea and target market choice. Don’t try to sell yourself on a bad idea.

3. Have a pro review it.
If this is your first time creating a plan or if you are creating a plan for a business in an industry other than that of your previous work experience, let a successful entrepreneur review it. If you are creating a mini-plan, you may be able to start without having someone else reviewing it (although it wouldn’t hurt to let one successful entrepreneur take a quick look).

If you are creating a formal plan, you may want to consider passing it out to three pros. At least one of the three should be a successful professional with experience within your target industry while at least one should be an outsider.

Why?

First, with three pros, if there is a trend in their responses, you are less likely to dismiss what they have to say. Additionally, you will typically find that they each may give advice not provided by the other two.

Second, an industry insider will help you with the areas of your business you don’t know you don’t know while an outsider can tell you whether your plan is in plain enough English. Not everyone that you pitch your plan to will be from your target industry. You don’t want to miss out on securing money because your language confuses them.

If you have questions or find you are struggling with areas of your plan, leave a comment below or write me at doug@smallbizbreak.com.

Doug Dolan is a partner at Small Biz Break. Small Biz Break helps entrepreneurs expedite their new small business ideas to market and activates a buzz for their brand with multimedia services. Go to Small Biz Break to access their free business templates, forms and ebooks and to get more information about their small business startup and multimedia services.

jzpvltg

Carl Zeiss introduces Distagon T* 1,4/35 for Canon &amp; Nikon <b>...</b>

Carl Zeiss introduces Distagon T* 1,4/35 for Canon & Nikon: Carl Zeiss has introduced the Distagon T* 1,4/35 wide-angle lens in Canon EF (ZE) and Nikon F (ZF.2) mounts. This manual focus lens, with its large f/1.4 aperture, ...

Celebrity <b>News</b> Roundup from PopEater: Aug. 31

Want to know what's going on with your favorite TV stars when the cameras aren't rolling? Check out the latest celebrity news from our friends.

BBC Sharing <b>News</b> Videos With Russia&#39;s GZT.ru | paidContent:UK

The BBC has signed a deal to syndicate news video to the website of Moscow newspaper Gazeta. The arrangement will mean videos from BBCRussian.com appearing on GZT.ru, together with BBCRussian.com branding. BBCRussian.com is a service of ...