internet marketing

Earlier this month, I attended the MSC Malaysia MAD TechVentures Conference 2010 in Kuala Lumpur, a two-day tech and web industry event organized by local company MAD Incubator and MSC Malaysia. The launch pad was one of the first of its kind in the country whose Internet and mobile population has been growing rapidly in recent years. (TechCrunch contributor Vivek Wadhwa, coincidentally in town, delivered the opening speech.)

TechVentures is essentially a platform for Malaysia’s startups to demo their services on stage to an audience and a panel of judges, both of whom selected a handful of companies (out of 22) as winners. The nine lucky companies received advertising and marketing prizes valued at a total of 1.5 million Ringgit (US$500,000).

Here are thumbnail sketches of all 22 companies that presented during the MAD TechVentures Conference 2010:

MAD TechVentures Conference 2010: Winner of the Grand Prize

Xilnex by Web Bytes

Xilnex is a Saas-based retail management solution specifically developed for SOHO, small and medium-sized companies, startups, small and medium chain retailers and franchise retailers. The solution can be used for customer and service management, point of sales management, inventory control, services tracking etc. Xilnex also integrates an e-commerce solution (items in the inventory can be automatically pushed to online catalogues) and a number of reporting and marketing tools.

MAD TechVentures Conference 2010: Panel-selected winners

Aiyo!CONNECT by Terato Tech (winner of the category: Mobile and Communication)

Malaysia-based iPhone, iPad and Android development company Terato Tech (iTunes) showed Aiyo!CONNECT, a publishing engine that makes it possible to convert printed material (magazines, books, brochures etc.) to the iPad “in seconds”. Users can then edit content directly on the iPad through a special editor. Here‘s a sample magazine Terato themselves created with the engine.

Math Quest by HezMedia Interactive (winner: Games and Creative Content)

Math Quest is an online edutainment game designed to teach mathematics to children aged between 9 and 12 through avatars, quests, mini games and other elements. The RPG-like game is created in Flash, entirely playable in the browser but also available (in Malaysia) on CD-ROM. Maker Hezmedia is currently preparing an MMORPG version that’s due out in 2011 and for which the startup is looking for international business partners.

ooView by e-Trifecta Solutions (winner: Business Applications and Productivity)

ooView is an augmented reality framework designed for desktop (ooView Suite), web (ooView Extended) and mobile (ooView Pocket) applications. The platform supports both object- and marker-based tracking methods, with maker e-Trifecta offering solutions in a variety of fields, including digital marketing, events, education, or training.

Techsailor Community Connect by Techsailor Group (winner: Community and Social Networks)

Social media consultancy and online marketing company Techsailor presented Techsailor Community Connect, its white-label social platform for enterprises. Community Connect enables companies to “turn any website into an online customer engagement tool” through different social networking modules such as user profile pages, friend linkages, a messaging system, forums, media sharing functions, etc. Here are two examples for sites built on top of Community Connect (more here).

Capsuco (winner: Subscription and Commerce Marketplace)

Capsuco is an online art and graphics store offering customizable products (mainly T-shirts at this point) from artworks submitted by independent artists (who earn a share from each sale of any product featuring their artwork). Online payment is still a big hurdle for e-commerce in South East Asia, which is why the startup is planning to offer pre-paid “Capsuco Cards” in selected brick-and mortar retail stores in Malaysia. Capsuco, which launched in July 2010, is based out of Kuala Lumpur but plans to move to other markets in South East Asia soon (beginning with Singapore).

Xilnex (the winner of the Grand Prize) also won the MAD TechVentures prize in the Cloud Computing, SaaS and Web Applications category – as judged by the panel.

MAD TechVentures Conference 2010: Audience-selected winners

MyMall by Convep Mobilogy (winner: Mobile and Communication)

Kuala Lumpur-based Convep, which develops mobile applications for a number of platforms, presented MyMall at the event, a suite of apps, which are available for the iPhone (iTunes) and Blackberry. Each app helps users navigate through a different shopping mall in Malaysia, for example by providing maps, store directories, different search functions, electronic coupons, event information etc.

Trosworld by Scandic Corporation (winner: Subscription and Commerce Marketplace)

Trosworld is a B2C online mall that offers Malaysia’s 60%+ small- and medium-sized businesses that are still offline a simple CMS to bring their products to the web. Subscribers to Trosworld’s so-called VIP Store solution can get their own domain name and hosting on the platform, list up up to 4,000 products, use the integrated order and inventory system, let buyers pay through multiple payment gateways, etc. Trosworld provider Scandic offers offline guidance for VIP Store merchants, for example workshops in the real world or phone support.

JustSAMit by ISA Innovation (winner: Cloud Computing, SaaS and Web Applications)

JustSAMit is a cloud-based IT Asset Management solution specifically geared towards small- and medium-sized businesses. The service not only keeps track of what kind of hardware is being used in a given company but also helps to control software usage on computers that are in the asset list. JustSAMit, which currently requires an invitation, also wants to support clients to keep up-to-date by benchmarking their IT equipment with relevant industry vertical trends by location.

The three panel-selected winners Math Quest, Techsailor Community Connect and ooView also won the audience awards in their respective categories.

Here are the 13 other startups that made it to the MAD TechVentures finals but didn’t quite make the cut:

• mobile augmented reality platform by Clarify Consulting


• mobile content platform Happy Ring Ring


• monetization solution for social games Sogamo by ZelRealm Interactive


• knowledge management system Qryos by BCZ IT Solutions


• GPS tracking solution by bBat


• tree maintenance system TREEMAIS by Urban Headline


• SaaS based business activity management solution KPIMatrix by Suzerein


• sports portal Hooha Asia


• real-time, location-based sales and promotions platform GetTodo by Aveniq


• e-commerce website solution HanWebFusion by Hanventure Worldwide


• Joomla-based website builder for businesses Joomware by Juzit


• task management solution TaskTwister by KH Software Services


• wimax network performance analyzer by Syndes Technologies

MAD Incubator and co-organizer MSC Malaysia already expect to have another TechVentures Conference in Kuala Lumpur next year.

To keep up-to-date about Malaysia’s web scene, head over to the Entrepreneurs.my blog or follow the Twitter account of Kuala Lumpur-based mover and shaker Daniel Cerventus. For more South East Asia-related information, have a look at the e27 and SGEntrepreneurs blogs or download the This Week In Asia tech podcasts.

Companies across every industry are competing for top rankings on search engine results. And whether they turn to a marketing agency, SEO firm or consultant, there is an increasing demand for search engine optimization specialists.

Marketing professionals looking to break into this relatively new niche can’t necessarily rely on prestigious certifications or a long background as a SEO specialist to demonstrate their knowledge.

We spoke with SEO firms to get their advice for aspiring SEO specialists who want to impress potential employers and stand out from the pack.

1. Show, Don’t Tell

It doesn’t matter how pretty your resume is or how many years of experience you have. What SEO firms are looking for is proof that you can do a good job pulling their clients’ websites to the top of search engines. Do that, and you’re in.

“What I want to look at is sites that they’ve optimized,” explains Nick Spears, the director of search for SEO firm Incredible Marketing. “And I am going to basically open up the source code; I’m going to look at how they’re optimizing title tags and things as simplistic as keyword meta tags and descriptions.”

The best way to present your work is through an online profile. Billy Canu, the co-owner and COO of SEO by the Hour, suggests that you take screenshots of your rankings in case they change. If you’re wondering if something is impressive enough to include in your portfolio, use these guidelines from Spears:

First spot on class='blippr-nobr'>Googleclass="blippr-nobr">Google: “very impressive.”

Anything in the first five results: “generally where you want to brag.”

Obviously, the standards are different depending on the competition for the keywords. “SEO Firm” for instance, is a national search and harder to win than a geo-targeted phrase like “SEO Firm, Irvine, CA.”

2. Work For Anyone to Build Experience

Nobody (good) is going to hire you if you have no experience. But there are plenty of opportunities to get experience before you get your first SEO job. Here are a few ideas:

• Work on your own site. This is how both Spears and Canu got their start. Spears says he used his first sites as “crash dummies” in order to test what worked and what didn’t work. class='blippr-nobr'>Billyclass="blippr-nobr">Billy learned SEO while running an online DVD rental business. Working on your own site can be a great way to not only perfect your trade, but build a portfolio.
• Volunteer to help a non-profit improve its SEO. You’ll be contributing to a cause you care about and building your portfolio at the same time.
• Offer to work on somebody’s site for minimal compensation. There aren’t a lot of SEO internships, but there are plenty of businesses that need the service. Working for little pay now can pay off later.

3. Experience Trumps Degree

Since SEO is a relatively new field, most accreditation programs are relatively new, and universities are just now starting to offer classes on it. There are instructional programs offered through organizations like SEO company Bruce Clay and the Search Engine Marketing Professionals Organization (SEMPO), but your experience will trump any certification that you can buy.

“[Being certified] is fine and dandy, but what it really comes down to, for me hiring someone, is actually seeing their work rather than their ribbons or their certificates,” Spears explains.

4. Keep Learning

An SEO specialist’s job changes as fast as the class='blippr-nobr'>Internetclass="blippr-nobr">Internet. The rise of social search and social media, for instance, has affected how SEO works.

“Someone who would come to me and say, ‘I have a very good understanding of class='blippr-nobr'>Facebookclass="blippr-nobr">Facebook and Twitter’ is going to be a step ahead of someone who just comes in and says, ‘I understand the SEO strategies and history and things like that,’ ” Spears says.

A good way to stay up to date is to read SEO forums like Digital Point, SEO Guy or Webmaster Talk.

SEO/SEM Job Listings

Every week we put out a list of social media and web job opportunities. While we post a huge range of job listings, we’ve selected some of the top SEO/SEM job opportunities from the past two weeks to get you started. Happy hunting!

• Senior SEO Manager, eHow at Demand Media in Santa Monica, CA.
• SEO Developer at WebsiteBiz in Charlotte, NC.
• Search Engine Marketing Manager at The Advertising Checking Bureau, Inc. in Tempe, AZ.
• Sr Analyst, Search Engine Marketing at Digitas in Chicago, IL.
• Director of Search Engine Marketing and Pay Per Click at Jawa in Scottsdale, AZ.

More Job Search Resources from Mashable:

- Top 5 Qualities to Look for in Startup Job Candidates/> - HOW TO: Use Twitter Hashtags to Boost Your Job Search/> - 5 Tips for Aspiring Digital Copywriters/> - 6 Job Search Tips for Aspiring Programmers/> - HOW TO: Find a Job on Twitter

Image courtesy of iStockphotoclass="blippr-nobr">iStockphoto, alex-mit, tacojim, SchulteProductions

For more Business coverage:

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European Apple <b>News</b>: Amsterdam Retail Store, iPad to Scandinavia <b>...</b>

Several items of interest to certain European Apple fans have surfaced over the past few days, including news of a forthcoming retail store in Amsterdam that would be the company's first in the Nether.

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Kim Kardashian is &#39;dead&#39; « Entertainment

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Ways of Making Money

Election week is done. It's time to get back to the business of finding real solutions for our nation's economic recovery. As this week ends it is clear that the appetite for federal stimuli is beginning its ebb tide. We see the Federal Reserve playing the risky cards of quantitative easing trying yet again to spark an economic recovery against the odds of a main street economy still mired in the collateral damage of central government's past grand visions.

Don't get me wrong. I actually agree that Fed needs to be doing what it is. We need to find a sustainable balance for our economy and it's a data intensive compass that can only be seen with clarity from the offices occupied by people like Ben Bernanke, Tim Geithner and Sheila Bair. What I do worry about though is that these central solutions too often take from the small and give to the big because the simplifying assumptions used by the economists and statisticians that support the process aren't capable of seeing the one-by-one trench warfare fights being fought by small businesses and individuals. It's an inherent policy formulation weakness of the academic brain trust behind our system that may be costing ordinary people more pain than necessary. But these ordinary Americans are there. We know this because they voted on Tuesday.

Fortunately, the United States is a big country and Washington D.C. isn't the only place exploring ways to find economic recovery formulae. Across the country, cities and states are beginning to chart independent paths to creating their own "islands of recovery". The City of Los Angeles' proposed Responsible Banking Ordinance continues to move through the committee process improving bit-by-bit into what I believe is an important emerging economic policy counterweight to ensure that the "small to big" tendencies of central solutions do not take us astray yet again.

The tale of the tape is something I believe worth sharing with the readers of the Huffington Post.

On October 26th, there was a public hearing by the L.A. City Jobs Committee chaired by Councilman Richard Alarcon on item CF 09-0234, Responsible Banking. The measure was approved with a number of questions to be investigated and reported to a hearing of the L.A. City Budget and Finance Committee to take place on Monday, November 8th. The questions aired by Councilman Bernard Parks focused on two areas. He asked for more information to determine if the cost and design of the process for implementation by the City was indeed workable. He also asked for clarification about how the differences between community banks, large complex banks and the city's debt underwriters would be recognized within the final ordinance.

Mr. Park's questions tell me that the L.A. process is indeed making progress because these are no longer questions about whether this a good thing for the economic interests of the City but rather how well is the plan risk managed. The interests behind the initiative become more positive as banks, large and small, begin to recognize that there is opportunity to be had here. The carrot being offered by the City of L.A is preference to win lucrative contracts that the City will be issuing anyway if evidence can be presented by the bidders that they are placing the interests of the region higher up the business priority list than their competition. It's subtle and far reaching in its potential to encourage money to circulate locally longer.

So now to ponder details,

As I reviewed the current version of the ordinance draft, it was clear the that City of Los Angeles had specified a data collection and reporting request that seeks to get banks to translate the nature of their business activities into measurement language that city governments can understand. The policy question is actually spot on but I'm also pretty sure that asking a bank to deliver the answer on a silver platter to the city first time out is a bit of a stretch. I think there's a better way to make it work for everyone and bring the cost/risk of the process well into good comfort.

The path to success here is to recognize two things. The first is that banks know how to report data to their regulators. They actually track all the information the city wants to know. Once a year they even have to report data to the granularity of branch-by-branch information to the FDIC. The other thing that's clear from the city draft is that municipal governments analyze their quality of service based on census tracts because that's how voters are bucketed. The trick in getting one system to talk to the other is to leverage by translating between the two universes via the zip codes of the U.S. postal service.

Asking the banks to do all the work is a lot of work. But if the City of Los Angeles were to re-design the ordinance implementation process to be a two step process where the banks report data in branches with identification of which zip codes are affected by that branch and there was a post- process by the City to morph the submittals into census tract visibility I think this would actually work reasonably well. City employees and/or other specialty vendors are more knowledgeable about the second step of the transformation than any bank will ever be. And there's a reason for that. Bankers, being lenders, have been discouraged from doing the second step for a long time because the technology that does so equates to gathering the data to do "red lining". So it's actually a better plan for the City of L.A. to deliberately separate these two steps from each other in its ordinance design.

My point here is that by taking a step back and recognizing where natural divisions of skill can be used to complement each other what seems onerous as an all-in-one data request can quickly become very doable.

This gets us to Mr. Park's second inquiry about larger out of area institutions and debt underwriters seeking to do business with the City. To that my observation is that the City of Los Angeles needs to set up a fair playing field for everyone. It's my read that by combining the suggestion above for banks with local branches with the tenets of the current ordinance draft language requesting distilled data into zip codes there's plenty of wiggle room for presentation of evidence of local involvement by these larger institutions, even those that do not have physical branches in the region. Complex transforms of data to support reporting requests are well within the capabilities of the IT departments of these larger businesses. Bearing in mind that these are also the banks that will go after the largest contracts with the City there's plenty of incentive for them to get their systems to produce the reports that will give them an advantage over competing bidders.

And in the long run I'm not just talking about competing just for L.A.'s business. There's a far larger universe of municipal and state government opportunities out there and I'll remind the readers of the Huffington post to look back at the history of my blogs for the one reporting on Bill Lockyer's inquiry earlier this year to the largest municipal bond underwriters.

I mean does anyone really think that the rest of America's League of Cities isn't watching how this plays out? Or that incoming California Governor Jerry Brown, the former Mayor of Oakland, doesn't already know that Los Angeles, San Jose and other cities in California are actively exploring how to affect the future of the State's economy using local strategies? Or that Ben Bernanke, Tim Geithner, Sheila Bair and Barack Obama won't read about this?

Keep going L.A. La-La Land may yet become the next shining star of economic recovery innovation.

Soon I will tell you about five Godzilla-scale fossil-digging projects in North America that if approved will set us on a course to repeat our past with grave implications for the future of our planet. You may have already heard about some of these projects individually, but the urgency to stop them collectively is more than ever before.

I'm not talking about fossil-digging projects that tell us something about our ecological past or our cultural past. I'm instead talking about digging for coal-and-oil. I remember reading somewhere that "the largest profits are made by making and selling products that go up in the air." All through the twentieth century digging for coal-and-oil and then burning it to send carbon into the air was enough to ensure astronomical profits for a handful of fossil-fuel corporations.

But I also remember the saying, "What goes up must come down." For a hundred years, burning all that coal-and-oil gave us -- the humans--great comforts, but the carbon we sent up in the air also resulted in the tremendous pain of climate change -- the rapid melting of sea ice and icebergs that is destroying Arctic marine ecology, the ocean acidification and coral deaths that are causing havoc to marine life in the tropical and temperate seas, droughts and beetle infestations that have killed hundreds of millions of trees around the world, intense forest fires and floods -- remember Russia and Pakistan this summer? The list goes on and on ... you know the story. Our planet is also experiencing the greatest rate of biodiversity loss ever and climate change will continue to worsen the ongoing tragedy of species extinction.

Recently, ecophilosopher and activist Dr. Vandana Shiva began her acceptance speech at the Sydney Opera House for the 2010 Sidney Peace Prize with these words: "When we think of wars in our times, our minds turn to Iraq and Afghanistan. But the bigger war is the war against the planet. This war has its roots in an economy that fails to respect ecological and ethical limits -- limits to inequality, limits to injustice, limits to greed and economic concentration."

In terms of calendar years, we stepped into the twenty-first century about ten years ago, but in all other ways we have continued to live the life of the twentieth century, with our ongoing love affair with coal-and-oil. If you think we are entering the twenty-first century with a wonderful clean energy future that will be healthy for all life on earth, think again! If there is one thing the U.S. midterm election has guaranteed, it is this: Oil and coal lobbies and their climate denier supporters in Congress are ready to force us farther into the new century with another one hundred years of fossil-digging in North America. Right now they're probably eating gourmet steak flown in from Argentina to gather strength and drinking fine Italian wine to gather passion to unleash an unprecedented fossil-digging campaign after the 112th Congress is sworn in come January.

The process has already begun. Last week Shell Oil launched a massive ad campaign to pressure the Obama administration into allowing them to begin drilling in the Beaufort Sea of Arctic Alaska during 2011. The New York Times reported, "The company (Shell) is placing ads for the rest of the month in national newspapers, liberal and conservative political magazines and media focused on Congress." In late May, as the disaster in the Gulf of Mexico was unfolding in front of our eyes (a long-forgotten event for our amnesiac culture), I wrote a story titled "BPing the Arctic?" that pointed to the dangers if President Obama allows Shell to drill in the Beaufort and Chukchi Seas of the Arctic Ocean. I also wrote about Shell's "Let's Go" ad campaign in September. If you read these pieces and understand what's now unfolding, you'll know Shell isn't kidding around: They're spending a lot of money that will go far toward their plan to drill in the icy Arctic Ocean. President Obama ought not to cave under the pressure of Shell's ad campaign and must not issue the permit for 2011 Beaufort Sea drilling, and also Chukchi Sea drilling if they later ask for it.

How Much Fossil Fuel Are We Talking About?

It's worth taking a quick look at some of the numbers from five massive fossil-digging projects that the fossil-fuel lobby will be pushing hard during the 112th Congress.

Oil in the Beaufort and Chukchi Seas

Polar Bear cubs and mother play near their den on Canning River Delta along the Beaufort Sea coast, Arctic National Wildlife Refuge. After gaining strength the cubs would leave with their mother to begin life in the Beaufort Sea. Photo by Subhankar Banerjee, 2002.

By current estimates, there are some 30 billion barrels of oil in the Beaufort and Chukchi Seas of Arctic Alaska. Let's put that number in perspective. In the U. S. each year we consume a little over 7.5 billion barrels of oil, so those 30 billion barrels only amounts to 4 years of U. S. consumption. Not that long, right? But that's not how it works. We don't eat dinner with just a big hunk of steak only -- we may eat a salad before, plus a bit of steamed veggies, maybe even a baked potato, add a glass or two of wine or margarita, then maybe some desert, and even a cup of decaf coffee. Add all that up, and a 15-minute act is extended to an hour and a half. It's the same way with America's energy consumption, with oil coming from elsewhere and also coal, gas, and tar sands contributing to the energy needs. Shell could potentially keep drilling in the Arctic Ocean for the next twenty or thirty years. In the process, they'll create massive dead zones in a cold, slow-growing habitat that will take centuries to heal, unlike the warm Gulf of Mexico, where things grow relatively fast. We must fight to stop Shell from drilling in America's Arctic Seas.

Oil in the Arctic National Wildlife Refuge

For the past ten years, much of my work has focused on the ecological and human rights issues in the Arctic National Wildlife Refuge, the most biologically diverse conservation area in the Arctic. I have worked closely with human rights organization Gwich'in Steering Committee in Fairbanks, Alaska and with activist environmental organization Alaska Wilderness League in Washington, D.C.

PROTECT: CARIBOU AND SALMON, Gwich'in Human Aerial-Art, Fort Yukon, Alaska. Photo by Cammy Roy, July 21, 2010. Photo Details: Caribou Antler | Protect | Salmon. Courtesy Gwich'in Steering Committee.

BP's oil-and-methane spill in the Gulf of Mexico prompted Alaska Native peoples of the Gwich'in Nation to gather in late July in Fort Yukon, Alaska at the confluence of the Yukon and Porcupine Rivers. They created a magnificent human aerial-art PROTECT with images of caribou antler and salmon, two species the Gwich'in communities critically depend on for subsistence food, and both these species are threatened by climate change and potential oil-and-gas development. I'd urge you to visit the Gwich'in Steering Committee website to learn about the human-rights implications of drilling in the Arctic Refuge and the important work they have been doing since 1988 for the protection of the Arctic Refuge coastal plain from oil-and-gas drilling.

So how much oil is there in the Arctic Refuge? Best estimates go from about 7 billion to 16 billion barrels, meaning 1 to 2.5 years of U. S. annual oil consumption. Again, with some help from other energy sources, oil companies could potentially keep drilling in the Arctic Refuge for ten years or more. In the process, they'll turn one of the most important ecocultural regions in the entire Arctic into an industrial wasteland and then leave.

As it happens, the 50th anniversary of the Arctic National Wildlife Refuge is on December 6. Photographer Jeff Jones and writer Laurie Hoyle has just published a magnificent photo-essay book Arctic Sanctuary: Images of the Arctic National Wildlife Refuge that you can check out. And conservation organizations have a proposal in front of President Obama to once-and-for-all designate the Arctic National Wildlife Refuge as a National Monument, which the President ought to do before the start of the 112th Congress.

Coal in the Utukok River Upland, Arctic Alaska

I doubt you've heard of the Utukok River Upland in northwest Arctic Alaska, or the projection that it contains the largest coal deposit in North America--an estimated 3.5 trillion tons of bituminous coal, which is nearly 10% of world's known coal reserves. Let's put that number in perspective. The annual coal consumption in the U.S. is about 1 billion ton, which means at the current rate of consumption we could potentially burn the Arctic coal for the next 3,500 years. No, that's not a typo--3,500 years! Burning coal for the past couple of centuries has brought our planet earth down to her knees with toxicity and now climate change. Can you even imagine what it would mean for life-on-earth if we burn all that coal for the next 3,500 years?

Caribou Tracks deeply etched on coal seams from centuries of migrations, Utukok River Uplands. Photo by Subhankar Banerjee, 2006.

Much of that Arctic coal sits atop the core calving area of the Western Arctic caribou herd, the largest caribou herd in Alaska, estimated at some 377,000 animals that nearly 40 indigenous communities from three tribes--Inupiat, Yupik, and Athabascan--rely on for subsistence food, as well as cultural and spiritual identities. That coal is also on or near the surface of the land, meaning the development will be mountaintop removal, not unlike the devastation that has been taking place in the Appalachian coal belts of the American Southeast.

I first went to the Utukok River Upland in June 2006 with writer Peter Matthiessen and other colleagues. We witnessed caribous with newborn calves, wolves that seemed to have never seen a human before, grizzlies that ran away at catching our scent, birds that were nesting on the tundra and on the cliffs of riverbanks, and so much more. We came away with a great appreciation for the ecological fecundity of this magnificent and remote region. If you're curious, you can read Peter's essay on the experience, which appeared in The New York Review of Books, and my essay, which appeared in the anthology Alaska Native Reader: History, Culture, Politics.

While no coal development permit has yet been given in the Utukok River Uplands inside the National Petroleum Reserve-Alaska (NPRA), but in 2006 the Canadian mining company BHP Billiton began exploration just outside, in the land owned by the Arctic Slope Regional Corporation, where the Western Arctic caribou herd with their newborn calves gather in massive numbers, up to 250,000 animals during their post-calving aggregation. We must make sure no permit for coal is ever given in the NPRA federal lands.

Tar Sands and Shale Oil in Alberta, the Rocky Mountains, and the Great Plains

In a powerful recent piece in Yale Environment 360, Keith Schneider points out some disturbing numbers: "The tar sands region of northern Alberta, Canada contains recoverable oil reserves conservatively estimated at 175 billion barrels, and with new technology could reach 400 billion barrels"; and "Colorado, Utah, and Wyoming hold oil shale reserves estimated to contain 1.2 trillion to 1.8 trillion barrels of oil." Schneider continues, "If current projections turn out to be accurate, there would be enough oil and gas to power the United States for at least another century."

There is one serious catch. Tar sands and shale oil are the dirtiest forms of energy and are the most environmentally destructive in its recovery and production. They produce far more greenhouse gas than conventional oil and gas, meaning more accelerated climate change, and require huge amounts of water for their production. It takes 2.5 to 6.5 gallons of water to produce 1 gallon of tar sands oil. You can do the math--this is certainly not sustainable. At a time when the American West is already suffering from massive droughts and high temperatures due to climate change, these unconventional fossil-digging projects will undoubtedly spark great wars over oil-or-water.

Coal in Appalachia

In late September, leading climate scientist Dr. James Hansen and more than 100 activists from Appalachia Rising were arrested in front of the White House in Washington, D.C., for protesting mountaintop removal coal mining in the Appalachia. Jeff Biggers reported, "Appalachian residents are calling on the EPA to halt any new permit on the upcoming decision over the massive Spruce mountaintop removal mine." The Spruce No. 1 mine in Logan County, West Virginia, would be a gigantic mountaintop removal mine that would bring great devastation to the region by destroying thousands of acres of forests, burying 7 miles of streams, and ending the way of life of many Appalachian families.

So how much coal is in the Appalachia? The Energy Information Administration has estimated that there are about 53 billion tons of coal reserves in the Appalachian Basin. Potentially we could be digging for that coal for the rest of this century. But that coal will come to us with great devastation. If you'd like to know more about the great social and environmental costs of mountaintop coal mining, you can check out this article, "Coal Controversy in Appalachia," published in NASA's Earth Observatory website.

On October 15, EPA administrator Lisa Jackson recommended the withdrawal of the Spruce No.1 mining permit. With climate deniers firmly placed in the 112th Congress, we can surmise safely that this fight is far from over.

To understand why Hansen is willing to risk his government job and his scientific credibility by getting arrested time and again, you simply have to take a look at the title of his article in late August in the Guardian: "Am I an activist for caring about my grandchildren's future? I guess I am."

We Must End Coal-and-Oil to Start Clean Energy

As I think about our inability so far to end our fossil-fuel based economy and start a clean-energy future, I think about the following words by T. S. Eliot from his poem, Little Gidding, which is part of his masterpiece Four Quartet:



            What we call the beginning is often the end

            And to make an end is to make a beginning.

            The end is where we start from.

The beginning of coal-and-oil has been the beginning of the end of sustainable living on earth; to make an end for coal-and-oil would ensure a beginning for clean energy. But unless we make such an end, there'll be no beginning for clean energy to take us back to sustainable living on earth.

Next year the First Family will be taking showers with water warmed by the mighty sun falling on the solar panels that will be installed on the roof of the White House. But such small symbolic action and other clean-energy initiatives will be meaningless if the five fossil fuel projects I mentioned take off happily during the 112th Congress.

We've burned coal-and-oil for more than hundred years that has resulted in the human-made climate change we're dealing with right now. We cannot allow one more hundred years of the same. So we must stand up and STOP any maniacal plan that would set us on a path to 'another one hundred years of fossil-digging in North America.'

Fighting these mega-scale projects may seem overwhelming for any individual, but here are a few things you can do this month:

• Art--Find out about 350 EARTH (November 20-28), the largest human aerial-art installation ever to fight climate change, and see how you can get involved.



• Letter--Write a letter for the 'Million Letter March: The Write Way to Stop Climate Change' campaign.



• Petition--Sign the Alaska Wilderness League 'Keeping it Wild' petition and urge President Obama to designate the Arctic National Wildlife Refuge as a National Monument.



• LTE--Write 'Letter to the Editor' opposing Shell's 2011 drilling plan in the Beaufort Sea.



• Posters--Work with artists and writers in your community and create posters on all of the five projects I mentioned and distribute them throughout your town to educate your community members. Being informed about these fossil-digging projects is the first step toward engagement that may lead to action.

For our part, we'll regularly present stories on this series at ClimateStoryTellers.org.

Subhankar Banerjee is a photographer, writer, activist, and founder of ClimateStoryTellers.org. His arctic photographs can be seen in a solo exhibition 'Resource Wars in the American Arctic' at the School of Fine Arts Gallery at Indiana University in Bloomington through November 19 and in a group exhibition '(Re) Ciclos del Paraíso' organized by ARTPORT at the Centro Cultural de España in Mexico City through January 16, 2011, that'll overlap with the UN Climate Conference COP16 to take place in Cancún, Mexico. His climate change photography is discussed by art critic Yates McKee in his essay 'Survival' in 'An Atlas of Critical Climate Change' (Fordham University Press, 2011) and in another essay also by Yates McKee in 'The Visual Cultures of Nongovernmental Politics' (Zone Books/MIT Press, 2011). Subhankar is currently putting together an anthology tentatively titled, 'Arctic Voices.'

[Note for readers: I'd like to thank Christine Clifton-Thornton, Senior Editor of ClimateStoryTellers.org for her thoughtful edits of this piece, and to Luci Beach, Executive Director of Gwich'in Steering Committee and Cindy Shogun, Executive Director of Alaska Wilderness League for bringing to my attention the recent initiatives.]

Copyright 2010 Subhankar Banerjee

Crossposted with ClimateStoryTellers.org

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New Dragon Age 2 character unveiled <b>News</b> - Page 1 | Eurogamer.net

Read our news of New Dragon Age 2 character unveiled.

Web type <b>news</b>: iPhone and iPad now support TrueType font embedding <b>...</b>

This is also exciting news, as TrueType fonts are superior to SVG fonts in two very important ways: the files sizes are dramatically smaller (an especially important factor on mobile devices), and the rendering quality is much higher. ...

Real Estate <b>News</b>: Home Mortgage Rates Stabilize - Developments - WSJ

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New Dragon Age 2 character unveiled <b>News</b> - Page 1 | Eurogamer.net

Read our news of New Dragon Age 2 character unveiled.

Web type <b>news</b>: iPhone and iPad now support TrueType font embedding <b>...</b>

This is also exciting news, as TrueType fonts are superior to SVG fonts in two very important ways: the files sizes are dramatically smaller (an especially important factor on mobile devices), and the rendering quality is much higher. ...

Real Estate <b>News</b>: Home Mortgage Rates Stabilize - Developments - WSJ

Here is a look at real-estate news in today's WSJ:

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Election week is done. It's time to get back to the business of finding real solutions for our nation's economic recovery. As this week ends it is clear that the appetite for federal stimuli is beginning its ebb tide. We see the Federal Reserve playing the risky cards of quantitative easing trying yet again to spark an economic recovery against the odds of a main street economy still mired in the collateral damage of central government's past grand visions.

Don't get me wrong. I actually agree that Fed needs to be doing what it is. We need to find a sustainable balance for our economy and it's a data intensive compass that can only be seen with clarity from the offices occupied by people like Ben Bernanke, Tim Geithner and Sheila Bair. What I do worry about though is that these central solutions too often take from the small and give to the big because the simplifying assumptions used by the economists and statisticians that support the process aren't capable of seeing the one-by-one trench warfare fights being fought by small businesses and individuals. It's an inherent policy formulation weakness of the academic brain trust behind our system that may be costing ordinary people more pain than necessary. But these ordinary Americans are there. We know this because they voted on Tuesday.

Fortunately, the United States is a big country and Washington D.C. isn't the only place exploring ways to find economic recovery formulae. Across the country, cities and states are beginning to chart independent paths to creating their own "islands of recovery". The City of Los Angeles' proposed Responsible Banking Ordinance continues to move through the committee process improving bit-by-bit into what I believe is an important emerging economic policy counterweight to ensure that the "small to big" tendencies of central solutions do not take us astray yet again.

The tale of the tape is something I believe worth sharing with the readers of the Huffington Post.

On October 26th, there was a public hearing by the L.A. City Jobs Committee chaired by Councilman Richard Alarcon on item CF 09-0234, Responsible Banking. The measure was approved with a number of questions to be investigated and reported to a hearing of the L.A. City Budget and Finance Committee to take place on Monday, November 8th. The questions aired by Councilman Bernard Parks focused on two areas. He asked for more information to determine if the cost and design of the process for implementation by the City was indeed workable. He also asked for clarification about how the differences between community banks, large complex banks and the city's debt underwriters would be recognized within the final ordinance.

Mr. Park's questions tell me that the L.A. process is indeed making progress because these are no longer questions about whether this a good thing for the economic interests of the City but rather how well is the plan risk managed. The interests behind the initiative become more positive as banks, large and small, begin to recognize that there is opportunity to be had here. The carrot being offered by the City of L.A is preference to win lucrative contracts that the City will be issuing anyway if evidence can be presented by the bidders that they are placing the interests of the region higher up the business priority list than their competition. It's subtle and far reaching in its potential to encourage money to circulate locally longer.

So now to ponder details,

As I reviewed the current version of the ordinance draft, it was clear the that City of Los Angeles had specified a data collection and reporting request that seeks to get banks to translate the nature of their business activities into measurement language that city governments can understand. The policy question is actually spot on but I'm also pretty sure that asking a bank to deliver the answer on a silver platter to the city first time out is a bit of a stretch. I think there's a better way to make it work for everyone and bring the cost/risk of the process well into good comfort.

The path to success here is to recognize two things. The first is that banks know how to report data to their regulators. They actually track all the information the city wants to know. Once a year they even have to report data to the granularity of branch-by-branch information to the FDIC. The other thing that's clear from the city draft is that municipal governments analyze their quality of service based on census tracts because that's how voters are bucketed. The trick in getting one system to talk to the other is to leverage by translating between the two universes via the zip codes of the U.S. postal service.

Asking the banks to do all the work is a lot of work. But if the City of Los Angeles were to re-design the ordinance implementation process to be a two step process where the banks report data in branches with identification of which zip codes are affected by that branch and there was a post- process by the City to morph the submittals into census tract visibility I think this would actually work reasonably well. City employees and/or other specialty vendors are more knowledgeable about the second step of the transformation than any bank will ever be. And there's a reason for that. Bankers, being lenders, have been discouraged from doing the second step for a long time because the technology that does so equates to gathering the data to do "red lining". So it's actually a better plan for the City of L.A. to deliberately separate these two steps from each other in its ordinance design.

My point here is that by taking a step back and recognizing where natural divisions of skill can be used to complement each other what seems onerous as an all-in-one data request can quickly become very doable.

This gets us to Mr. Park's second inquiry about larger out of area institutions and debt underwriters seeking to do business with the City. To that my observation is that the City of Los Angeles needs to set up a fair playing field for everyone. It's my read that by combining the suggestion above for banks with local branches with the tenets of the current ordinance draft language requesting distilled data into zip codes there's plenty of wiggle room for presentation of evidence of local involvement by these larger institutions, even those that do not have physical branches in the region. Complex transforms of data to support reporting requests are well within the capabilities of the IT departments of these larger businesses. Bearing in mind that these are also the banks that will go after the largest contracts with the City there's plenty of incentive for them to get their systems to produce the reports that will give them an advantage over competing bidders.

And in the long run I'm not just talking about competing just for L.A.'s business. There's a far larger universe of municipal and state government opportunities out there and I'll remind the readers of the Huffington post to look back at the history of my blogs for the one reporting on Bill Lockyer's inquiry earlier this year to the largest municipal bond underwriters.

I mean does anyone really think that the rest of America's League of Cities isn't watching how this plays out? Or that incoming California Governor Jerry Brown, the former Mayor of Oakland, doesn't already know that Los Angeles, San Jose and other cities in California are actively exploring how to affect the future of the State's economy using local strategies? Or that Ben Bernanke, Tim Geithner, Sheila Bair and Barack Obama won't read about this?

Keep going L.A. La-La Land may yet become the next shining star of economic recovery innovation.

Soon I will tell you about five Godzilla-scale fossil-digging projects in North America that if approved will set us on a course to repeat our past with grave implications for the future of our planet. You may have already heard about some of these projects individually, but the urgency to stop them collectively is more than ever before.

I'm not talking about fossil-digging projects that tell us something about our ecological past or our cultural past. I'm instead talking about digging for coal-and-oil. I remember reading somewhere that "the largest profits are made by making and selling products that go up in the air." All through the twentieth century digging for coal-and-oil and then burning it to send carbon into the air was enough to ensure astronomical profits for a handful of fossil-fuel corporations.

But I also remember the saying, "What goes up must come down." For a hundred years, burning all that coal-and-oil gave us -- the humans--great comforts, but the carbon we sent up in the air also resulted in the tremendous pain of climate change -- the rapid melting of sea ice and icebergs that is destroying Arctic marine ecology, the ocean acidification and coral deaths that are causing havoc to marine life in the tropical and temperate seas, droughts and beetle infestations that have killed hundreds of millions of trees around the world, intense forest fires and floods -- remember Russia and Pakistan this summer? The list goes on and on ... you know the story. Our planet is also experiencing the greatest rate of biodiversity loss ever and climate change will continue to worsen the ongoing tragedy of species extinction.

Recently, ecophilosopher and activist Dr. Vandana Shiva began her acceptance speech at the Sydney Opera House for the 2010 Sidney Peace Prize with these words: "When we think of wars in our times, our minds turn to Iraq and Afghanistan. But the bigger war is the war against the planet. This war has its roots in an economy that fails to respect ecological and ethical limits -- limits to inequality, limits to injustice, limits to greed and economic concentration."

In terms of calendar years, we stepped into the twenty-first century about ten years ago, but in all other ways we have continued to live the life of the twentieth century, with our ongoing love affair with coal-and-oil. If you think we are entering the twenty-first century with a wonderful clean energy future that will be healthy for all life on earth, think again! If there is one thing the U.S. midterm election has guaranteed, it is this: Oil and coal lobbies and their climate denier supporters in Congress are ready to force us farther into the new century with another one hundred years of fossil-digging in North America. Right now they're probably eating gourmet steak flown in from Argentina to gather strength and drinking fine Italian wine to gather passion to unleash an unprecedented fossil-digging campaign after the 112th Congress is sworn in come January.

The process has already begun. Last week Shell Oil launched a massive ad campaign to pressure the Obama administration into allowing them to begin drilling in the Beaufort Sea of Arctic Alaska during 2011. The New York Times reported, "The company (Shell) is placing ads for the rest of the month in national newspapers, liberal and conservative political magazines and media focused on Congress." In late May, as the disaster in the Gulf of Mexico was unfolding in front of our eyes (a long-forgotten event for our amnesiac culture), I wrote a story titled "BPing the Arctic?" that pointed to the dangers if President Obama allows Shell to drill in the Beaufort and Chukchi Seas of the Arctic Ocean. I also wrote about Shell's "Let's Go" ad campaign in September. If you read these pieces and understand what's now unfolding, you'll know Shell isn't kidding around: They're spending a lot of money that will go far toward their plan to drill in the icy Arctic Ocean. President Obama ought not to cave under the pressure of Shell's ad campaign and must not issue the permit for 2011 Beaufort Sea drilling, and also Chukchi Sea drilling if they later ask for it.

How Much Fossil Fuel Are We Talking About?

It's worth taking a quick look at some of the numbers from five massive fossil-digging projects that the fossil-fuel lobby will be pushing hard during the 112th Congress.

Oil in the Beaufort and Chukchi Seas

Polar Bear cubs and mother play near their den on Canning River Delta along the Beaufort Sea coast, Arctic National Wildlife Refuge. After gaining strength the cubs would leave with their mother to begin life in the Beaufort Sea. Photo by Subhankar Banerjee, 2002.

By current estimates, there are some 30 billion barrels of oil in the Beaufort and Chukchi Seas of Arctic Alaska. Let's put that number in perspective. In the U. S. each year we consume a little over 7.5 billion barrels of oil, so those 30 billion barrels only amounts to 4 years of U. S. consumption. Not that long, right? But that's not how it works. We don't eat dinner with just a big hunk of steak only -- we may eat a salad before, plus a bit of steamed veggies, maybe even a baked potato, add a glass or two of wine or margarita, then maybe some desert, and even a cup of decaf coffee. Add all that up, and a 15-minute act is extended to an hour and a half. It's the same way with America's energy consumption, with oil coming from elsewhere and also coal, gas, and tar sands contributing to the energy needs. Shell could potentially keep drilling in the Arctic Ocean for the next twenty or thirty years. In the process, they'll create massive dead zones in a cold, slow-growing habitat that will take centuries to heal, unlike the warm Gulf of Mexico, where things grow relatively fast. We must fight to stop Shell from drilling in America's Arctic Seas.

Oil in the Arctic National Wildlife Refuge

For the past ten years, much of my work has focused on the ecological and human rights issues in the Arctic National Wildlife Refuge, the most biologically diverse conservation area in the Arctic. I have worked closely with human rights organization Gwich'in Steering Committee in Fairbanks, Alaska and with activist environmental organization Alaska Wilderness League in Washington, D.C.

PROTECT: CARIBOU AND SALMON, Gwich'in Human Aerial-Art, Fort Yukon, Alaska. Photo by Cammy Roy, July 21, 2010. Photo Details: Caribou Antler | Protect | Salmon. Courtesy Gwich'in Steering Committee.

BP's oil-and-methane spill in the Gulf of Mexico prompted Alaska Native peoples of the Gwich'in Nation to gather in late July in Fort Yukon, Alaska at the confluence of the Yukon and Porcupine Rivers. They created a magnificent human aerial-art PROTECT with images of caribou antler and salmon, two species the Gwich'in communities critically depend on for subsistence food, and both these species are threatened by climate change and potential oil-and-gas development. I'd urge you to visit the Gwich'in Steering Committee website to learn about the human-rights implications of drilling in the Arctic Refuge and the important work they have been doing since 1988 for the protection of the Arctic Refuge coastal plain from oil-and-gas drilling.

So how much oil is there in the Arctic Refuge? Best estimates go from about 7 billion to 16 billion barrels, meaning 1 to 2.5 years of U. S. annual oil consumption. Again, with some help from other energy sources, oil companies could potentially keep drilling in the Arctic Refuge for ten years or more. In the process, they'll turn one of the most important ecocultural regions in the entire Arctic into an industrial wasteland and then leave.

As it happens, the 50th anniversary of the Arctic National Wildlife Refuge is on December 6. Photographer Jeff Jones and writer Laurie Hoyle has just published a magnificent photo-essay book Arctic Sanctuary: Images of the Arctic National Wildlife Refuge that you can check out. And conservation organizations have a proposal in front of President Obama to once-and-for-all designate the Arctic National Wildlife Refuge as a National Monument, which the President ought to do before the start of the 112th Congress.

Coal in the Utukok River Upland, Arctic Alaska

I doubt you've heard of the Utukok River Upland in northwest Arctic Alaska, or the projection that it contains the largest coal deposit in North America--an estimated 3.5 trillion tons of bituminous coal, which is nearly 10% of world's known coal reserves. Let's put that number in perspective. The annual coal consumption in the U.S. is about 1 billion ton, which means at the current rate of consumption we could potentially burn the Arctic coal for the next 3,500 years. No, that's not a typo--3,500 years! Burning coal for the past couple of centuries has brought our planet earth down to her knees with toxicity and now climate change. Can you even imagine what it would mean for life-on-earth if we burn all that coal for the next 3,500 years?

Caribou Tracks deeply etched on coal seams from centuries of migrations, Utukok River Uplands. Photo by Subhankar Banerjee, 2006.

Much of that Arctic coal sits atop the core calving area of the Western Arctic caribou herd, the largest caribou herd in Alaska, estimated at some 377,000 animals that nearly 40 indigenous communities from three tribes--Inupiat, Yupik, and Athabascan--rely on for subsistence food, as well as cultural and spiritual identities. That coal is also on or near the surface of the land, meaning the development will be mountaintop removal, not unlike the devastation that has been taking place in the Appalachian coal belts of the American Southeast.

I first went to the Utukok River Upland in June 2006 with writer Peter Matthiessen and other colleagues. We witnessed caribous with newborn calves, wolves that seemed to have never seen a human before, grizzlies that ran away at catching our scent, birds that were nesting on the tundra and on the cliffs of riverbanks, and so much more. We came away with a great appreciation for the ecological fecundity of this magnificent and remote region. If you're curious, you can read Peter's essay on the experience, which appeared in The New York Review of Books, and my essay, which appeared in the anthology Alaska Native Reader: History, Culture, Politics.

While no coal development permit has yet been given in the Utukok River Uplands inside the National Petroleum Reserve-Alaska (NPRA), but in 2006 the Canadian mining company BHP Billiton began exploration just outside, in the land owned by the Arctic Slope Regional Corporation, where the Western Arctic caribou herd with their newborn calves gather in massive numbers, up to 250,000 animals during their post-calving aggregation. We must make sure no permit for coal is ever given in the NPRA federal lands.

Tar Sands and Shale Oil in Alberta, the Rocky Mountains, and the Great Plains

In a powerful recent piece in Yale Environment 360, Keith Schneider points out some disturbing numbers: "The tar sands region of northern Alberta, Canada contains recoverable oil reserves conservatively estimated at 175 billion barrels, and with new technology could reach 400 billion barrels"; and "Colorado, Utah, and Wyoming hold oil shale reserves estimated to contain 1.2 trillion to 1.8 trillion barrels of oil." Schneider continues, "If current projections turn out to be accurate, there would be enough oil and gas to power the United States for at least another century."

There is one serious catch. Tar sands and shale oil are the dirtiest forms of energy and are the most environmentally destructive in its recovery and production. They produce far more greenhouse gas than conventional oil and gas, meaning more accelerated climate change, and require huge amounts of water for their production. It takes 2.5 to 6.5 gallons of water to produce 1 gallon of tar sands oil. You can do the math--this is certainly not sustainable. At a time when the American West is already suffering from massive droughts and high temperatures due to climate change, these unconventional fossil-digging projects will undoubtedly spark great wars over oil-or-water.

Coal in Appalachia

In late September, leading climate scientist Dr. James Hansen and more than 100 activists from Appalachia Rising were arrested in front of the White House in Washington, D.C., for protesting mountaintop removal coal mining in the Appalachia. Jeff Biggers reported, "Appalachian residents are calling on the EPA to halt any new permit on the upcoming decision over the massive Spruce mountaintop removal mine." The Spruce No. 1 mine in Logan County, West Virginia, would be a gigantic mountaintop removal mine that would bring great devastation to the region by destroying thousands of acres of forests, burying 7 miles of streams, and ending the way of life of many Appalachian families.

So how much coal is in the Appalachia? The Energy Information Administration has estimated that there are about 53 billion tons of coal reserves in the Appalachian Basin. Potentially we could be digging for that coal for the rest of this century. But that coal will come to us with great devastation. If you'd like to know more about the great social and environmental costs of mountaintop coal mining, you can check out this article, "Coal Controversy in Appalachia," published in NASA's Earth Observatory website.

On October 15, EPA administrator Lisa Jackson recommended the withdrawal of the Spruce No.1 mining permit. With climate deniers firmly placed in the 112th Congress, we can surmise safely that this fight is far from over.

To understand why Hansen is willing to risk his government job and his scientific credibility by getting arrested time and again, you simply have to take a look at the title of his article in late August in the Guardian: "Am I an activist for caring about my grandchildren's future? I guess I am."

We Must End Coal-and-Oil to Start Clean Energy

As I think about our inability so far to end our fossil-fuel based economy and start a clean-energy future, I think about the following words by T. S. Eliot from his poem, Little Gidding, which is part of his masterpiece Four Quartet:



            What we call the beginning is often the end

            And to make an end is to make a beginning.

            The end is where we start from.

The beginning of coal-and-oil has been the beginning of the end of sustainable living on earth; to make an end for coal-and-oil would ensure a beginning for clean energy. But unless we make such an end, there'll be no beginning for clean energy to take us back to sustainable living on earth.

Next year the First Family will be taking showers with water warmed by the mighty sun falling on the solar panels that will be installed on the roof of the White House. But such small symbolic action and other clean-energy initiatives will be meaningless if the five fossil fuel projects I mentioned take off happily during the 112th Congress.

We've burned coal-and-oil for more than hundred years that has resulted in the human-made climate change we're dealing with right now. We cannot allow one more hundred years of the same. So we must stand up and STOP any maniacal plan that would set us on a path to 'another one hundred years of fossil-digging in North America.'

Fighting these mega-scale projects may seem overwhelming for any individual, but here are a few things you can do this month:

• Art--Find out about 350 EARTH (November 20-28), the largest human aerial-art installation ever to fight climate change, and see how you can get involved.



• Letter--Write a letter for the 'Million Letter March: The Write Way to Stop Climate Change' campaign.



• Petition--Sign the Alaska Wilderness League 'Keeping it Wild' petition and urge President Obama to designate the Arctic National Wildlife Refuge as a National Monument.



• LTE--Write 'Letter to the Editor' opposing Shell's 2011 drilling plan in the Beaufort Sea.



• Posters--Work with artists and writers in your community and create posters on all of the five projects I mentioned and distribute them throughout your town to educate your community members. Being informed about these fossil-digging projects is the first step toward engagement that may lead to action.

For our part, we'll regularly present stories on this series at ClimateStoryTellers.org.

Subhankar Banerjee is a photographer, writer, activist, and founder of ClimateStoryTellers.org. His arctic photographs can be seen in a solo exhibition 'Resource Wars in the American Arctic' at the School of Fine Arts Gallery at Indiana University in Bloomington through November 19 and in a group exhibition '(Re) Ciclos del Paraíso' organized by ARTPORT at the Centro Cultural de España in Mexico City through January 16, 2011, that'll overlap with the UN Climate Conference COP16 to take place in Cancún, Mexico. His climate change photography is discussed by art critic Yates McKee in his essay 'Survival' in 'An Atlas of Critical Climate Change' (Fordham University Press, 2011) and in another essay also by Yates McKee in 'The Visual Cultures of Nongovernmental Politics' (Zone Books/MIT Press, 2011). Subhankar is currently putting together an anthology tentatively titled, 'Arctic Voices.'

[Note for readers: I'd like to thank Christine Clifton-Thornton, Senior Editor of ClimateStoryTellers.org for her thoughtful edits of this piece, and to Luci Beach, Executive Director of Gwich'in Steering Committee and Cindy Shogun, Executive Director of Alaska Wilderness League for bringing to my attention the recent initiatives.]

Copyright 2010 Subhankar Banerjee

Crossposted with ClimateStoryTellers.org

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New Dragon Age 2 character unveiled <b>News</b> - Page 1 | Eurogamer.net

Read our news of New Dragon Age 2 character unveiled.

Web type <b>news</b>: iPhone and iPad now support TrueType font embedding <b>...</b>

This is also exciting news, as TrueType fonts are superior to SVG fonts in two very important ways: the files sizes are dramatically smaller (an especially important factor on mobile devices), and the rendering quality is much higher. ...

Real Estate <b>News</b>: Home Mortgage Rates Stabilize - Developments - WSJ

Here is a look at real-estate news in today's WSJ:

bench craft company reviews

New Dragon Age 2 character unveiled <b>News</b> - Page 1 | Eurogamer.net

Read our news of New Dragon Age 2 character unveiled.

Web type <b>news</b>: iPhone and iPad now support TrueType font embedding <b>...</b>

This is also exciting news, as TrueType fonts are superior to SVG fonts in two very important ways: the files sizes are dramatically smaller (an especially important factor on mobile devices), and the rendering quality is much higher. ...

Real Estate <b>News</b>: Home Mortgage Rates Stabilize - Developments - WSJ

Here is a look at real-estate news in today's WSJ:

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autosport.com - F1 <b>News</b>: Rosberg: Pirellis won&#39;t help Mercedes

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Photos Implant &#39;Memories&#39; of Fictional <b>News</b> Events | Smart <b>...</b>

Participants in a study were far more likely to “remember” a fictional news event when a headline was accompanied by a tangentially relevant photograph.

WGN <b>News</b> Anchors Flip Out

WGN News Anchors Flip Out: Chicago news anchors comically go nuts when a bridge implodes the second they cut away from it...

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autosport.com - F1 <b>News</b>: Rosberg: Pirellis won&#39;t help Mercedes

Nico Rosberg doubts the new Pirelli tyres will do anything to ease the difficulties Mercedes suffered with front-tyre grip on the 2010 Bridgestones, after the Formula 1 teams tried the 2011 rubber for the first time in Abu Dhabi today.

Photos Implant &#39;Memories&#39; of Fictional <b>News</b> Events | Smart <b>...</b>

Participants in a study were far more likely to “remember” a fictional news event when a headline was accompanied by a tangentially relevant photograph.

WGN <b>News</b> Anchors Flip Out

WGN News Anchors Flip Out: Chicago news anchors comically go nuts when a bridge implodes the second they cut away from it...

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autosport.com - F1 <b>News</b>: Rosberg: Pirellis won&#39;t help Mercedes

Nico Rosberg doubts the new Pirelli tyres will do anything to ease the difficulties Mercedes suffered with front-tyre grip on the 2010 Bridgestones, after the Formula 1 teams tried the 2011 rubber for the first time in Abu Dhabi today.

Photos Implant &#39;Memories&#39; of Fictional <b>News</b> Events | Smart <b>...</b>

Participants in a study were far more likely to “remember” a fictional news event when a headline was accompanied by a tangentially relevant photograph.

WGN <b>News</b> Anchors Flip Out

WGN News Anchors Flip Out: Chicago news anchors comically go nuts when a bridge implodes the second they cut away from it...

bench craft company rip off

autosport.com - F1 <b>News</b>: Rosberg: Pirellis won&#39;t help Mercedes

Nico Rosberg doubts the new Pirelli tyres will do anything to ease the difficulties Mercedes suffered with front-tyre grip on the 2010 Bridgestones, after the Formula 1 teams tried the 2011 rubber for the first time in Abu Dhabi today.

Photos Implant &#39;Memories&#39; of Fictional <b>News</b> Events | Smart <b>...</b>

Participants in a study were far more likely to “remember” a fictional news event when a headline was accompanied by a tangentially relevant photograph.

WGN <b>News</b> Anchors Flip Out

WGN News Anchors Flip Out: Chicago news anchors comically go nuts when a bridge implodes the second they cut away from it...

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autosport.com - F1 <b>News</b>: Rosberg: Pirellis won&#39;t help Mercedes

Nico Rosberg doubts the new Pirelli tyres will do anything to ease the difficulties Mercedes suffered with front-tyre grip on the 2010 Bridgestones, after the Formula 1 teams tried the 2011 rubber for the first time in Abu Dhabi today.

Photos Implant &#39;Memories&#39; of Fictional <b>News</b> Events | Smart <b>...</b>

Participants in a study were far more likely to “remember” a fictional news event when a headline was accompanied by a tangentially relevant photograph.

WGN <b>News</b> Anchors Flip Out

WGN News Anchors Flip Out: Chicago news anchors comically go nuts when a bridge implodes the second they cut away from it...

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autosport.com - F1 <b>News</b>: Rosberg: Pirellis won&#39;t help Mercedes

Nico Rosberg doubts the new Pirelli tyres will do anything to ease the difficulties Mercedes suffered with front-tyre grip on the 2010 Bridgestones, after the Formula 1 teams tried the 2011 rubber for the first time in Abu Dhabi today.

Photos Implant &#39;Memories&#39; of Fictional <b>News</b> Events | Smart <b>...</b>

Participants in a study were far more likely to “remember” a fictional news event when a headline was accompanied by a tangentially relevant photograph.

WGN <b>News</b> Anchors Flip Out

WGN News Anchors Flip Out: Chicago news anchors comically go nuts when a bridge implodes the second they cut away from it...

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autosport.com - F1 <b>News</b>: Rosberg: Pirellis won&#39;t help Mercedes

Nico Rosberg doubts the new Pirelli tyres will do anything to ease the difficulties Mercedes suffered with front-tyre grip on the 2010 Bridgestones, after the Formula 1 teams tried the 2011 rubber for the first time in Abu Dhabi today.

Photos Implant &#39;Memories&#39; of Fictional <b>News</b> Events | Smart <b>...</b>

Participants in a study were far more likely to “remember” a fictional news event when a headline was accompanied by a tangentially relevant photograph.

WGN <b>News</b> Anchors Flip Out

WGN News Anchors Flip Out: Chicago news anchors comically go nuts when a bridge implodes the second they cut away from it...

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Fox <b>News</b> Decoded - Swampland - TIME.com

What do you do to amp ratings after you've won a big victory at the polls and the public has wandered off to start celebrating the holidays? At Fox News, the answer is obvious: you up the ante.

Photos Implant &#39;Memories&#39; of Fictional <b>News</b> Events | Smart <b>...</b>

Participants in a study were far more likely to “remember” a fictional news event when a headline was accompanied by a tangentially relevant photograph.

The Tools of Ignorance: Friday <b>News</b> - Pinstripe Alley

A big offer, the big man's snub, a little trade, and a call for a dose of sanity.

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Police <b>News</b> at Steven Landsburg | The Big Questions: Tackling the <b>...</b>

1 Tweets that mention Police News at Steven Landsburg | The Big Questions: Tackling the Problems of Philosophy with Ideas from Mathematics, Economics, and Physics -- Topsy.com. Pingback on Nov 19th, 2010 at 3:23 am. 2 Police News at ...

More on Fox <b>News</b>, David Henderson | EconLog | Library of Economics <b>...</b>

I had had hopes for the Fox News Channel as an advocate of smaller government, hopes somewhat justified by evidence. But their treatment of Ron Paul has been off the charts. Chris Wallace has been absolutely vicious - at one point, ...

Good <b>news</b>: James Bond and Indiana Jones hooking up to fight aliens <b>...</b>

Good news: James Bond and Indiana Jones hooking up to fight aliens.

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Middle East violence increases « Liveshots

Another cycle of violence in the Middle East as Israel strikes targets in Gaza in retaliation.

WGN <b>News</b> Anchors Flip Out

WGN News Anchors Flip Out: Chicago news anchors comically go nuts when a bridge implodes the second they cut away from it...

The Tools of Ignorance: Friday <b>News</b> - Pinstripe Alley

A big offer, the big man's snub, a little trade, and a call for a dose of sanity.

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Ways of Making Money

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Senator Rockefeller Wants FCC To &#39;End&#39; Fox <b>News</b>, MSNBC

During a committee meeting on Wednesday about television retransmission consent, Senator Jay Rockefeller (D-WV) veered away from his prepared remarks to take aim at both Fox News and MSNBC: More than just retransmission consent ails our ...

Fox <b>News</b> President: Jon Stewart Is Crazy And NPR Is Run By Nazis <b>...</b>

The second part of The Daily Beast's interview with Fox News president Roger Ailes is out today, and Ailes' encore doesn't disappoint. He responded harshly to Jon Stewart's pervasive criticism of cable news and had some tough, ...

Brad Friedman and Desi Doyen: Green <b>News</b> Report: November 18, 2010 <b>...</b>

IN 'GREEN NEWS EXTRA' (see links below): Tea Party: Smart development is really a global conspiracy; EPA: Major US cities violate lead standards; UN, World Bank say act now on climate change or pay much more later; Illinois Spending $2M ...

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Senator Rockefeller Wants FCC To &#39;End&#39; Fox <b>News</b>, MSNBC

During a committee meeting on Wednesday about television retransmission consent, Senator Jay Rockefeller (D-WV) veered away from his prepared remarks to take aim at both Fox News and MSNBC: More than just retransmission consent ails our ...

Fox <b>News</b> President: Jon Stewart Is Crazy And NPR Is Run By Nazis <b>...</b>

The second part of The Daily Beast's interview with Fox News president Roger Ailes is out today, and Ailes' encore doesn't disappoint. He responded harshly to Jon Stewart's pervasive criticism of cable news and had some tough, ...

Brad Friedman and Desi Doyen: Green <b>News</b> Report: November 18, 2010 <b>...</b>

IN 'GREEN NEWS EXTRA' (see links below): Tea Party: Smart development is really a global conspiracy; EPA: Major US cities violate lead standards; UN, World Bank say act now on climate change or pay much more later; Illinois Spending $2M ...

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Senator Rockefeller Wants FCC To &#39;End&#39; Fox <b>News</b>, MSNBC

During a committee meeting on Wednesday about television retransmission consent, Senator Jay Rockefeller (D-WV) veered away from his prepared remarks to take aim at both Fox News and MSNBC: More than just retransmission consent ails our ...

Fox <b>News</b> President: Jon Stewart Is Crazy And NPR Is Run By Nazis <b>...</b>

The second part of The Daily Beast's interview with Fox News president Roger Ailes is out today, and Ailes' encore doesn't disappoint. He responded harshly to Jon Stewart's pervasive criticism of cable news and had some tough, ...

Brad Friedman and Desi Doyen: Green <b>News</b> Report: November 18, 2010 <b>...</b>

IN 'GREEN NEWS EXTRA' (see links below): Tea Party: Smart development is really a global conspiracy; EPA: Major US cities violate lead standards; UN, World Bank say act now on climate change or pay much more later; Illinois Spending $2M ...

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Senator Rockefeller Wants FCC To &#39;End&#39; Fox <b>News</b>, MSNBC

During a committee meeting on Wednesday about television retransmission consent, Senator Jay Rockefeller (D-WV) veered away from his prepared remarks to take aim at both Fox News and MSNBC: More than just retransmission consent ails our ...

Fox <b>News</b> President: Jon Stewart Is Crazy And NPR Is Run By Nazis <b>...</b>

The second part of The Daily Beast's interview with Fox News president Roger Ailes is out today, and Ailes' encore doesn't disappoint. He responded harshly to Jon Stewart's pervasive criticism of cable news and had some tough, ...

Brad Friedman and Desi Doyen: Green <b>News</b> Report: November 18, 2010 <b>...</b>

IN 'GREEN NEWS EXTRA' (see links below): Tea Party: Smart development is really a global conspiracy; EPA: Major US cities violate lead standards; UN, World Bank say act now on climate change or pay much more later; Illinois Spending $2M ...

eric seiger
eric seiger

eric seiger
eric seiger

Senator Rockefeller Wants FCC To &#39;End&#39; Fox <b>News</b>, MSNBC

During a committee meeting on Wednesday about television retransmission consent, Senator Jay Rockefeller (D-WV) veered away from his prepared remarks to take aim at both Fox News and MSNBC: More than just retransmission consent ails our ...

Fox <b>News</b> President: Jon Stewart Is Crazy And NPR Is Run By Nazis <b>...</b>

The second part of The Daily Beast's interview with Fox News president Roger Ailes is out today, and Ailes' encore doesn't disappoint. He responded harshly to Jon Stewart's pervasive criticism of cable news and had some tough, ...

Brad Friedman and Desi Doyen: Green <b>News</b> Report: November 18, 2010 <b>...</b>

IN 'GREEN NEWS EXTRA' (see links below): Tea Party: Smart development is really a global conspiracy; EPA: Major US cities violate lead standards; UN, World Bank say act now on climate change or pay much more later; Illinois Spending $2M ...

managing personal finances

In the digital age, nobody likes carrying a lot of cash around – I know I don’t, anyway. This can be especially frustrating when you go to keep track of your expenses, who you owe money to, who you lent some to and just where it all goes over the month.

As always, there are a lot of apps out there to help you do various things with your money. There are apps to figure out how to manage your money, oversee expenses, send money to people, keep track of who owes you, and more.

In this article, I’ll show you some of the applications you can take advantage of to do everything I’ve mentioned here, leaving you free to pick and choose the apps that will make your life easier.

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How to Manage Your Money

I’m beginning to learn just how difficult managing your expenses can be. For the most part, I use my debit card tied to my checking account to make purchases. I use it at the grocery store, when I go out to lunch with my coworkers and on the weekend when I’m out exploring the city.

At the end of the month, my bank statement looks pretty ridiculous. All of these small transactions make it difficult to sift through. I still know what everything is, but if I wanted to see where I could be saving some money I wouldn’t know the first place to look.

Sounds like you? Even if it doesn’t, you could still reap the benefits of visually being able to manage your money. These apps make the process a lot easier.

Mint

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Mint has been on our radar since back in 2007 when Karl wrote about it. Plain and simple, if there is one app I want you to keep in mind it’s this one.

Mint is a free personal finance application that can help you compare your bank accounts, credit cards, CDs, brokerage and 401(k) to the best products out there. It offers a visual representation of your finances and is very easy to set up. Use it to manage your budget, get credit card advice and understand investing.

Here’s a great video showcasing an overview of Mint’s features:

For some helpful tips on how to use Mint, check out Bakari’s article on How To Use Mint To Manage Your Budget & Spendings Online.

Thrive

Thrive (directory app) is also a great application if you’re looking for a simple way to keep track of your spending. With Thrive, you get an overall Financial Health score, which is one number that shows you how financially fit you are. It also shows you scores in other areas and offers you advice on how to make improvements.

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Thrive breaks down your spending for you and shows you where you can save. Compare your current budget to last month’s, as well as view a six month average and target budgets to follow.

Texthog

Looking for an even simpler way to track expenses? Texthog (directory app) lets you easily store, organize and access your receipts, expense reports and more via text message, the web, your email, iPhone and even Twitter.

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A Texthog free account gives one user the ability to track expenses, view unlimited reports and get budget/bill reminders. Take a photo of your receipts and utilize tags and categories to keep track of everything.

To check out Texthog on your iPhone, you can find the application on iTunes.

Venmo

Speaking of text messages, have you heard of Venmo? Venmo (directory app) is a nice little app that lets you pay and charge friends with your phone. Send and receive secure payments by linking your card to your account. This allows you to settle small loans you give/get by eliminating paper transactions for small amounts of money.

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To use Venmo, all you do is create an account. You can then send and receive money to other accounts simply by using text commands in SMS. Accept a “trust” request from your friends and make transactions without having to authorize them by texting a 3 digit code.

This is a pretty solid application that I have been using a lot lately with my friends/coworkers. It’s great for when a bunch of you are out to lunch and not everyone has cash on them. “I’ll just put it on my card and Venmo you all afterwards.”

Owe Me Cash

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Owe Me Cash is a nice app I found recently that is also very easy to use. If someone owes you money, you just sign into Owe Me Cash with your Twitter, Facebook, OpenID, or regular account and tell the app about the debt. The app will send automatic reminders to those that owe you money by phone, text and email, so you can get paid!

This app is more fun than serious, but it doubles as an easy way to keep track of who owes you what. Let the app bug your friends to pay you so you don’t have to do it yourself – it’s a win-win.

Conclusion

With these applications, your finances will never look better. Say goodbye to paper money and change.

What do you think of these money-managing applications? Will you be using any of them?

Image Credit: marema

A survey released today by Javelin Strategy & Research, which serves financial institutions, found in August that nearly one in five Americans doesn't monitor or manage their personal finances. That rate is double what it was just a year ago. Despite the fact the recession has made it more important than ever to carefully track our money, when it comes to personal finances, 19% of Americans stuck their head in the sand. A year before, another survey had the figure at just 8%.



More anxiety-induced news: The percentage of Americans who say they sometimes log onto their checking account balances with their banks' websites dropped to 46%, down 13 points from 59% a year ago. Even those who track their money by pen and paper dropped, from 50% to 46%.




"It's a natural human reaction to stress: 'Maybe if I don't look at it, it will go away.'" explains the study's co-author, senior analyst Mark Schwanhausser. "I think you have fewer people checking their finances online because they don't like what they're seeing. 'I'm going to be a financial sleepwalker. I'm not going to look.'"



Schwanhausser's prescription for the problem involves convincing America's major financial institutions that they're doing a lousy job helping make it easier and less stressful for their customers to track their money. "It's not enough to tell you how to fix the toilet," he says. "You've got to have the wrench."



Yet despite the fact that most Americans' money resides at a bank, few banks are interested in furnishing financial planning tools. Right now, Schwanhausser argues, most people are required to log into a wide variety of websites to track their money. For example, 75% of Americans who have a credit card get it from somewhere other than their primary bank, meaning their finances are scattered across many websites, unreconciled.



When people do turn to their bank's websites, he argues, the financial planning tools are nearly non-existent despite the fact our society increasingly demands greater personal control through technology. "Today's online banking is like having avocado green appliances from the 1970s. It just doesn't cut it," says Schwanhausser.



Schwanhausser is using the survey to convince banks that it will actually endear customers to them if they put personal finance tools front and center on their sites, helping customers paint a clear picture of their own financial habits. He's pressing them to develop systems, both on the Web and through mobile apps, that can draw in customers' information from other sites, such as credit cards and mortgage lenders, so financial care-taking can be a one-stop process.



So far, banks and lenders have been slow to use existing technology to make money management a less daunting chore. Part of the issue is that many banks don't want to acknowledge competitors by drawing in account balances from elsewhere. Banks also stand to make money off poor financial planning through penalties and fees. Like a doctor who makes money off treating disease, promoting financial good health does not on the surface appear to be in a bank's best interest.



"You can't manage what you don't measure," says Schwanhausser. "And if the bank's not going to provide it for you, you have to go get it in other places."



He recommends existing aggregators such as Mint.com, which pulls your data from multiple sources and lays it out in spreadsheets and in spending plans, as a model for what all the banks should be doing for their customers.



He also notes that Bank of America's "My Portfolio" and Wells Fargo's "My Savings Plan" are two fledgling, if little-known, bank-created features that are slowly reaching toward the sort of comprehensive personal finance planning features he advocates.



As long as it remains difficult or scary, though, when it comes to their finances, Americans will remain more likely to use the Ostrich Method.
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New Yorker&#39;s Music Critic Moves to <b>News</b> Corp.&#39;s Daily - NYTimes.com

Sasha Frere-Jones, a music critic at The New Yorker, will become the culture editor of The Daily, News Corporation's so-called iPad newspaper which is currently in development.

Pharmaceutical <b>News</b> Roundup: Human Genome&#39;s Lupus Drug, Merck&#39;s <b>...</b>

Here's a roundup of some of Wednesday's major pharmaceutical news: An FDA panel gave Human Genome Sciences a boost with a thumbs-up for its lupus drug, Benlysta; Merck's experimental heart drug appears to work well without side effects; ...

The Inevitable Taiwanese <b>News</b> Animation about the TSA&#39;s Touching <b>...</b>

Does anyone know if this animation, or any of these CGI clips from NMA.tv, actually appeared on TV news in Taiwan? Because their website seems more like it's mostly an online thing - I would love to see video of this actually being ...

New Yorker&#39;s Music Critic Moves to <b>News</b> Corp.&#39;s Daily - NYTimes.com

Sasha Frere-Jones, a music critic at The New Yorker, will become the culture editor of The Daily, News Corporation's so-called iPad newspaper which is currently in development.

Pharmaceutical <b>News</b> Roundup: Human Genome&#39;s Lupus Drug, Merck&#39;s <b>...</b>

Here's a roundup of some of Wednesday's major pharmaceutical news: An FDA panel gave Human Genome Sciences a boost with a thumbs-up for its lupus drug, Benlysta; Merck's experimental heart drug appears to work well without side effects; ...

The Inevitable Taiwanese <b>News</b> Animation about the TSA&#39;s Touching <b>...</b>

Does anyone know if this animation, or any of these CGI clips from NMA.tv, actually appeared on TV news in Taiwan? Because their website seems more like it's mostly an online thing - I would love to see video of this actually being ...

alpine payment systems scam

New Yorker&#39;s Music Critic Moves to <b>News</b> Corp.&#39;s Daily - NYTimes.com

Sasha Frere-Jones, a music critic at The New Yorker, will become the culture editor of The Daily, News Corporation's so-called iPad newspaper which is currently in development.

Pharmaceutical <b>News</b> Roundup: Human Genome&#39;s Lupus Drug, Merck&#39;s <b>...</b>

Here's a roundup of some of Wednesday's major pharmaceutical news: An FDA panel gave Human Genome Sciences a boost with a thumbs-up for its lupus drug, Benlysta; Merck's experimental heart drug appears to work well without side effects; ...

The Inevitable Taiwanese <b>News</b> Animation about the TSA&#39;s Touching <b>...</b>

Does anyone know if this animation, or any of these CGI clips from NMA.tv, actually appeared on TV news in Taiwan? Because their website seems more like it's mostly an online thing - I would love to see video of this actually being ...